IIB 111th CONGRESS 2d Session H. R. 3976 IN THE SENATE OF THE UNITED STATES March 24, 2010 Received; read twice and referred to the Committee on Veterans' Affairs AN ACT To extend certain expiring provisions providing enhanced protections for servicemembers relating to mortgages and mortgage foreclosure.

1.

Short title

This Act may be cited as the Helping Heroes Keep Their Homes Act of 2010.

2.

Extension of enhanced protections for servicemembers relating to mortgages and mortgage foreclosure under Servicemembers Civil Relief Act

(a)

Extension

Paragraph (2) of section 2203(c) of the Housing and Economic Recovery Act of 2008 (Public Law 110–289) is amended— (1)by striking December 31, 2010 and inserting December 31, 2015; and (2)by striking January 1, 2011 and inserting January 1, 2016. (b)

Protection for surviving spouse

(1)

In general

Section 303 of the Servicemembers Civil Relief Act (50 U.S.C. App. 533) is amended by adding at the end the following new subsection: (e)

Protection for surviving spouse

With respect to a servicemember who dies while in military service and whose death is service-connected, this section shall apply to the surviving spouse of the servicemember if such spouse is the successor in interest to property covered under subsection (a). . (2)

Effective date

Subsection (e) of section 303 of such Act, as added by paragraph (1), shall apply to a surviving spouse of a servicemember whose death is on or after the date of the enactment of this Act.

Passed the House of Representatives March 23, 2010. Lorraine C. Miller, Clerk