[Congressional Bills 111th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3976 Referred in Senate (RFS)]

111th CONGRESS
  2d Session
                                H. R. 3976


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                   IN THE SENATE OF THE UNITED STATES

                             March 24, 2010

Received; read twice and referred to the Committee on Veterans' Affairs

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                                 AN ACT


 
 To extend certain expiring provisions providing enhanced protections 
   for servicemembers relating to mortgages and mortgage foreclosure.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Helping Heroes Keep Their Homes Act 
of 2010''.

SEC. 2. EXTENSION OF ENHANCED PROTECTIONS FOR SERVICEMEMBERS RELATING 
              TO MORTGAGES AND MORTGAGE FORECLOSURE UNDER 
              SERVICEMEMBERS CIVIL RELIEF ACT.

    (a) Extension.--Paragraph (2) of section 2203(c) of the Housing and 
Economic Recovery Act of 2008 (Public Law 110-289) is amended--
            (1) by striking ``December 31, 2010'' and inserting 
        ``December 31, 2015''; and
            (2) by striking ``January 1, 2011'' and inserting ``January 
        1, 2016''.
    (b) Protection for Surviving Spouse.--
            (1) In general.--Section 303 of the Servicemembers Civil 
        Relief Act (50 U.S.C. App. 533) is amended by adding at the end 
        the following new subsection:
    ``(e) Protection for Surviving Spouse.--With respect to a 
servicemember who dies while in military service and whose death is 
service-connected, this section shall apply to the surviving spouse of 
the servicemember if such spouse is the successor in interest to 
property covered under subsection (a).''.
            (2) Effective date.--Subsection (e) of section 303 of such 
        Act, as added by paragraph (1), shall apply to a surviving 
        spouse of a servicemember whose death is on or after the date 
        of the enactment of this Act.

            Passed the House of Representatives March 23, 2010.

            Attest:

                                            LORRAINE C. MILLER,

                                                                 Clerk.