[Congressional Bills 111th Congress]
[From the U.S. Government Publishing Office]
[H.R. 13 Introduced in House (IH)]







111th CONGRESS
  1st Session
                                 H. R. 13

   To amend the Higher Education Act of 1965 to expand teacher loan 
                              forgiveness.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            January 6, 2009

   Mr. Baca introduced the following bill; which was referred to the 
                    Committee on Education and Labor

_______________________________________________________________________

                                 A BILL


 
   To amend the Higher Education Act of 1965 to expand teacher loan 
                              forgiveness.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Teacher Education Assistance 
Creating Hope for Our Future Act of 2009'', or the ``TEACH for Our 
Future Act of 2009''.

SEC. 2. FFEL PROGRAM LOAN FORGIVENESS FOR TEACHERS.

    Section 428J of the Higher Education Act of 1965 (20 U.S.C. 1078-
10) is amended--
            (1) by amending subsection (b) to read as follows:
    ``(b) Program Authorized.--The Secretary shall carry out a program, 
through the holder of the loan, of assuming the obligation to repay a 
qualified loan amount for a loan made under section 428 or 428H, in 
accordance with subsection (c), for any borrower--
            ``(1) who--
                    ``(A) has been employed as a full-time elementary 
                school or secondary school teacher for 5 consecutive 
                complete school years at any public school; or
                    ``(B) is a new borrower on or after October 1, 
                1998, and who has been employed as a full-time private 
                school teacher for 5 consecutive complete school 
                years--
                            ``(i) in a school that qualifies under 
                        section 465(a)(2)(A) for loan cancellation for 
                        Perkins loan recipients who teach in such 
                        schools; and
                            ``(ii) if employed as an elementary school 
                        or secondary school teacher, is highly 
                        qualified as defined in section 9101 of the 
                        Elementary Secondary Education Act of 1965, or 
                        meets the requirements of subsection (g)(3); 
                        and
            ``(2) who is not in default on a loan for which the 
        borrower seeks forgiveness.'';
            (2) in subsection (c)--
                    (A) by amending paragraph (1) to read as follows:
            ``(1) In general.--Of the loan obligation on a loan made 
        under section 428 or 428H that is outstanding after the 
        completion of the fifth complete school year of teaching 
        described in subsection (b)(1), the Secretary shall repay not 
        more than--
                    ``(A) $25,000 in the aggregate for a borrower 
                described in subsection (b)(1)(A); and
                    ``(B) $5,000 in the aggregate for a borrower 
                described in subsection (b)(1)(B), except as provided 
                in paragraph (3) of this subsection.''; and
                    (B) in paragraph (3)--
                            (i) in the header, by inserting ``private 
                        school'' before ``teachers'';
                            (ii) in subparagraph (A)(i), by striking 
                        ``subsection (b)'' and inserting ``subsection 
                        (b)(1)(B)'';
                            (iii) in subparagraph (B)(i), by striking 
                        ``subsection (b)'' and inserting ``subsection 
                        (b)(B)''; and
                            (iv) in subparagraph (B)(iii), by striking 
                        ``public or'' before ``non-profit''; and
            (3) in subsection (g)--
                    (A) in paragraph (1)(A), by striking ``(b)(1)(A)'' 
                and inserting ``(b)(1)(B)(i)''; and
                    (B) in paragraph (3), by striking ``(b)(1)(B)'' and 
                inserting ``(b)(1)(B)(ii)''.

SEC. 3. DIRECT LOAN PROGRAM LOAN FORGIVENESS FOR TEACHERS.

    Section 460 of the Higher Education Act of 1965 (20 U.S.C. 1087j) 
is amended--
            (1) by amending section (b) to read as follows:
    ``(b) Program Authorized.--The Secretary shall carry out a program 
of canceling the obligation to repay a qualified loan amount in 
accordance with subsection (c) for Federal Direct Stafford Loans and 
Federal Direct Unsubsidized Stafford Loans made under this part for any 
borrower--
            ``(1) who--
                    ``(A) has been employed as a full-time elementary 
                school or secondary school teacher for 5 consecutive 
                complete school years at any public school; or
                    ``(B) is a new borrower on or after October 1, 
                1998, and who has been employed as a full-time private 
                school teacher for 5 consecutive complete school 
                years--
                            ``(i) in a school that qualifies under 
                        section 465(a)(2)(A) for loan cancellation for 
                        Perkins loan recipients who teach in such 
                        schools; and
                            ``(ii) if employed as an elementary school 
                        or secondary school teacher, is highly 
                        qualified as defined in section 9101 of the 
                        Elementary Secondary Education Act of 1965, or 
                        meets the requirements of subsection (g)(3); 
                        and
            ``(2) who is not in default on a loan for which the 
        borrower seeks forgiveness.'';
            (2) in subsection (c)--
                    (A) by amending paragraph (1) to read as follows:
            ``(1) In general.--Of the loan obligation on a Federal 
        Direct Stafford Loan or a Federal Direct Unsubsidized Stafford 
        Loan that is outstanding after the completion of the fifth 
        complete school year of teaching described in subsection 
        (b)(1), the Secretary shall cancel not more than--
                    ``(A) $25,000 in the aggregate for a borrower 
                described in subsection (b)(1)(A); and
                    ``(B) $5,000 in the aggregate for a borrower 
                described in subsection (b)(1)(B), except as provided 
                in paragraph (3) of this subsection.''; and
                    (B) in paragraph (3)--
                            (i) in the header, by inserting ``private 
                        school'' before ``teachers'';
                            (ii) in subparagraph (A)(i), by striking 
                        ``subsection (b)(1)'' and inserting 
                        ``subsection (b)(1)(B)'';
                            (iii) in subparagraph (B)(i), by striking 
                        ``subsection (b)(1)'' and inserting 
                        ``subsection (b)(1)(B)''; and
                            (iv) in subparagraph (B)(iii), by striking 
                        ``public or'' before ``non-profit''; and
            (3) in subsection (g)--
                    (A) in paragraph (1)(A), by striking ``(b)(1)(A)'' 
                and inserting ``(b)(1)(B)(i)''; and
                    (B) in paragraph (3), by striking ``(b)(1)(A)(ii)'' 
                and inserting ``(b)(1)(B)(ii)''.
                                 <all>