[Congressional Bills 110th Congress]
[From the U.S. Government Publishing Office]
[H. Res. 94 Engrossed in House (EH)]


                In the House of Representatives, U. S.,

                                                      February 5, 2007.
Whereas informed consumers are better equipped to see through frauds and 
        deceptions, whether they take the form of questionable claims in an 
        advertisement, offers that come in the mail or e-mail, or schemes 
        designed to appear to be risk-free;
Whereas the Federal Government provides many educational resources and programs 
        to help people protect themselves against fraud by supplying them with 
        information about their options in the marketplace;
Whereas the Federal Trade Commission and more than 100 other Federal agencies 
        have collaborated on a website, www.consumer.gov, which provides helpful 
        information ranging from how credit ratings work to how to buy a new 
        home;
Whereas the Federal Trade Commission has prepared a collection of easy-to-use 
        materials to enable anyone, regardless of their existing knowledge about 
        identity theft, to learn about and inform others about how to protect 
        themselves against this serious crime;
Whereas consumers can find practical tips from National Consumer Protection Week 
        partner organizations about how to make well-informed purchase 
        decisions, avoid scams, protect their personal information, and file a 
        complaint online at www.consumer.gov/ncpw;
Whereas, by gathering and sharing information, consumers and their friends and 
        families can be more confident, savvy, and safe in the marketplace;
Whereas increasing financial literacy and information about financial services 
        provides consumers with the knowledge to obtain the most appropriate and 
        prudent options for managing their finances and building wealth;
Whereas a 2005 report by the Comptroller General entitled ``Credit Reporting 
        Literacy'' supports educational efforts to increase consumers' 
        understanding of the credit reporting process and suggests that such 
        efforts target those areas in which consumers' knowledge is weakest, 
        including populations with less education, lower incomes, and less 
        experience obtaining credit; and
Whereas public, community-based, and private sector organizations throughout the 
        United States are working to increase financial literacy rates and 
        consumer protection for people of all ages and walks of life through a 
        range of outreach efforts, including media campaigns, websites, and one-
        on-one counseling for individuals: Now, therefore, be it
    Resolved,  That the House of Representatives--
            (1) supports the goals and ideals of the Ninth Annual National 
        Consumer Protection Week, including raising public awareness about the 
        importance of consumer protection;
            (2) requests that the President issue a proclamation calling upon 
        Government officials, industry leaders, schools, non-profit 
        organizations, and consumer advocates to provide citizens with the 
        information necessary to effectively protect themselves against consumer 
        fraud, and encourage all citizens to take an active role in protecting 
        their personal information; and
            (3) encourages people across the Nation to take advantage of the 
        wealth of consumer protection information that can enhance confidence in 
        the marketplace.
            Attest:

                                                                          Clerk.