109 HR 5494 IH: To require the distribution by the National Technical U.S. House of Representatives 2006-05-25 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

I 109th CONGRESS 2d Session H. R. 5494 IN THE HOUSE OF REPRESENTATIVES May 25, 2006 Mrs. Davis of California introduced the following bill; which was referred to the Committee on Financial Services A BILL To require the distribution by the National Technical Information Service of monthly updates of the Death Master List prepared by the Social Security Administration to all nationwide consumer reporting agencies, to require such consumer reporting agencies to maintain a permanent fraud alert in each file of a consumer whose name appears on the Death Master List, and for other purposes.

1.

Short title

This Act may be cited as the Identity Theft Protection for the Deceased Act.

2.

Distribution of death master list to consumer reporting agencies

The National Technical Information Service of the Department of Commerce shall provide monthly updates of the Death Master List prepared by the Social Security Administration to each consumer reporting agency described in section 603(p) of the Fair Credit Reporting Act.

3.

Fraud alerts required for files of consumers whose names appear on the death master list

Section 605A(b) of the Fair Credit Reporting Act (15 U.S.C. 1681c–1(b)) is amended by adding at the end the following new paragraph: (3)

Inclusion of extended alert in files whose names appear on the death master list

(A)

In general

Each consumer reporting agency described in section 603(p) shall include a fraud alert under this subsection in the consumer file of each consumer whose name appear on the Death Master List prepared by the Social Security Administration for so long as the agency continues to maintain such file. (B)

Prompt action

Each consumer reporting agency described in section 603(p) shall take the action required under paragraph (1) as soon as possible after receiving a monthly update of the Death Master List from the National Technical Information Service in accordance with section 2 of the Consumer Fraud Prevention Act. .