[Congressional Bills 109th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5494 Introduced in House (IH)]








109th CONGRESS
  2d Session
                                H. R. 5494

   To require the distribution by the National Technical Information 
  Service of monthly updates of the Death Master List prepared by the 
  Social Security Administration to all nationwide consumer reporting 
  agencies, to require such consumer reporting agencies to maintain a 
permanent fraud alert in each file of a consumer whose name appears on 
             the Death Master List, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                              May 25, 2006

   Mrs. Davis of California introduced the following bill; which was 
            referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
   To require the distribution by the National Technical Information 
  Service of monthly updates of the Death Master List prepared by the 
  Social Security Administration to all nationwide consumer reporting 
  agencies, to require such consumer reporting agencies to maintain a 
permanent fraud alert in each file of a consumer whose name appears on 
             the Death Master List, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Identity Theft Protection for the 
Deceased Act''.

SEC. 2. DISTRIBUTION OF DEATH MASTER LIST TO CONSUMER REPORTING 
              AGENCIES.

    The National Technical Information Service of the Department of 
Commerce shall provide monthly updates of the Death Master List 
prepared by the Social Security Administration to each consumer 
reporting agency described in section 603(p) of the Fair Credit 
Reporting Act.

SEC. 3. FRAUD ALERTS REQUIRED FOR FILES OF CONSUMERS WHOSE NAMES APPEAR 
              ON THE DEATH MASTER LIST.

    Section 605A(b) of the Fair Credit Reporting Act (15 U.S.C. 1681c-
1(b)) is amended by adding at the end the following new paragraph:
            ``(3) Inclusion of extended alert in files whose names 
        appear on the death master list.--
                    ``(A) In general.--Each consumer reporting agency 
                described in section 603(p) shall include a fraud alert 
                under this subsection in the consumer file of each 
                consumer whose name appear on the Death Master List 
                prepared by the Social Security Administration for so 
                long as the agency continues to maintain such file.
                    ``(B) Prompt action.--Each consumer reporting 
                agency described in section 603(p) shall take the 
                action required under paragraph (1) as soon as possible 
                after receiving a monthly update of the Death Master 
                List from the National Technical Information Service in 
                accordance with section 2 of the Consumer Fraud 
                Prevention Act.''.
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