[Congressional Bills 108th Congress]
[From the U.S. Government Publishing Office]
[H. Con. Res. 461 Received in Senate (RDS)]

  2d Session
H. CON. RES. 461


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                   IN THE SENATE OF THE UNITED STATES

                           September 29, 2004

                                Received

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                         CONCURRENT RESOLUTION


 
   Expressing the sense of Congress regarding the importance of life 
   insurance, and recognizing and supporting National Life Insurance 
                            Awareness Month.

Whereas life insurance is an essential part of a sound financial plan;
Whereas life insurance provides financial security for families in the event of 
        a premature death by helping surviving family members to meet immediate 
        and longer-term financial obligations and objectives;
Whereas nearly 50,000,000 Americans say they lack the life insurance coverage 
        needed to ensure a secure financial future for their loved ones;
Whereas recent studies have found that when a premature death occurs, 
        insufficient life insurance coverage on the part of the insured results 
        in three-fourths of surviving family members' having to take measures 
        such as work additional jobs or longer hours, borrow money, withdraw 
        money from savings and investment accounts, and, in too many cases, move 
        to smaller, less expensive housing;
Whereas individuals, families and businesses can benefit greatly from 
        professional insurance and financial planning advice, including the 
        assessment of their life insurance needs; and
Whereas the Life and Health Insurance Foundation for Education (LIFE), the 
        National Association of Insurance and Financial Advisors (NAIFA) and a 
        coalition representing hundreds of leading life insurance companies and 
        organizations have designated September 2004 as ``Life Insurance 
        Awareness Month'' the goal of which goal is to make consumers more aware 
        of their life insurance needs, seek professional advice, and take the 
        actions necessary to achieve the financial security of their loved ones: 
        Now, therefore, be it
    Resolved by the House of Representatives (the Senate concurring), 
That the Congress--
            (1) recognizes and supports the goals and ideals of ``Life 
        Insurance Awareness Month''; and
            (2) requests the President to issue a proclamation calling 
        on the Federal Government, States, localities, schools, 
        nonprofit organizations, businesses, other entities, and the 
        people of the United States to observe ``Life Insurance 
        Awareness Month'' with appropriate programs and activities.

            Passed the House of Representatives September 28, 2004.

            Attest:

                                                 JEFF TRANDAHL,

                                                                 Clerk.