[Congressional Bills 106th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2856 Introduced in House (IH)]







106th CONGRESS
  1st Session
                                H. R. 2856

To amend the Fair Credit Reporting Act to require the disclosure of all 
information in a consumer's file, including credit scores, risk scores, 
                       and any other predictors.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           September 14, 1999

  Mr. Cannon introduced the following bill; which was referred to the 
              Committee on Banking and Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Fair Credit Reporting Act to require the disclosure of all 
information in a consumer's file, including credit scores, risk scores, 
                       and any other predictors.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Fair Credit Full Disclosure Act''.

SEC. 2. ALL INFORMATION IN CONSUMER'S FILE REQUIRED TO BE DISCLOSED.

    Section 609(a)(1) of the Fair Credit Reporting Act (15 U.S.C. 
1681g(a)(1)) is amended to read as follows:
            ``(1) All information in the consumer's file at the time of 
        the request, including any information concerning credit scores 
        or any other risk scores or predictors relating to the 
        consumer.''.
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