[Congressional Bills 103th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4178 Introduced in House (IH)]

103d CONGRESS
  2d Session
                                H. R. 4178

       To amend the Federal Credit Reform Act of 1990 to include 
administrative costs in the estimated long-term costs to the Government 
 of direct loans and loan guarantees and to systematically reduce the 
          Federal credit subsidy rate, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             April 12, 1994

Mr. Smith of Texas (for himself, Mr. Kasich, Mr. Cox, and Mr. Franks of 
 New Jersey) introduced the following bill; which was referred jointly 
          to the Committees on Government Operations and Rules

_______________________________________________________________________

                                 A BILL


 
       To amend the Federal Credit Reform Act of 1990 to include 
administrative costs in the estimated long-term costs to the Government 
 of direct loans and loan guarantees and to systematically reduce the 
          Federal credit subsidy rate, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Federal Credit Cost Reduction Act of 
1994''.

SEC. 2. TREATMENT OF ADMINISTRATIVE COSTS REGARDING DIRECT AND 
              GUARANTEED LOANS.

    Paragraph (5)(A) of section 502 of the Federal Credit Reform Act of 
1990 (2 U.S.C. 661a(5)(A)) is amended by striking ``excluding'' and 
inserting ``including''.

SEC. 3. TREATMENT OF ADMINISTRATIVE COSTS IN THE PRESIDENT'S ANNUAL 
              BUDGET SUBMISSION.

    Section 1105(a) of title 31, United States Code, is amended by 
adding at the end the following new paragraphs:
            ``(29) a separate listing of administrative costs for 
        direct loans and loan guarantees computed on a cash accounting 
        basis for any such loans and guarantees originating before 
        enactment of this paragraph.
            ``(30) an appendix setting forth on a cash accounting basis 
        the administrative costs of all loans and loan guarantees by 
        program, by agency, and for the Government.''.

SEC. 4. FEDERAL CREDIT SUBSIDY RATES.

    (a) Definition of Subsidy Rate.--Section 502 of the Federal Credit 
Reform Act of 1990 (2 U.S.C. 661a) is amended by adding at the end the 
following new paragraph:
            ``(10) The term `subsidy rate' for a fiscal year means--
                    ``(A) in the case of a direct loan, the cost of all 
                loans made for a covered program during that year 
                divided by the total direct loan obligations for that 
                same covered program; and
                    ``(B) in the case of a loan guarantee commitment, 
                the cost of all loan guarantees incurred for a covered 
                program during that year divided by the total amount of 
                the loan guarantee commitments for that same covered 
                program.''.
    (b) Maximum Subsidy Rates.--(1) The Federal Credit Reform Act of 
1990 is amended by adding at the end the following new section:

``SEC. 508. MAXIMUM FEDERAL CREDIT SUBSIDY RATES.

    ``(a) Maximum Subsidy Rates.--The maximum permissible subsidy rate 
for each covered program for a fiscal year is the following: 40 percent 
for fiscal year 1995, 30 percent for fiscal year 1996, 20 percent for 
fiscal year 1997, 10 percent for fiscal year 1998, and 5 percent for 
fiscal year 1999.
    ``(b) Covered Programs.--The covered programs to which subsection 
(a) applies are the credit reform program accounts covered by the 
Federal Credit Reform Act of 1990.
    ``(c) Estimates.--The subsidy rates for a fiscal year shall be 
determined on the basis of estimates made by the Director of the 
Congressional Budget Office.''.
    (2) Section 1(b) of the Congressional Budget and Impoundment 
Control Act of 1974 is amended by inserting after the item relating to 
section 507 the following new item:

``Sec. 508. Maximum Federal credit subsidy rates.''.
    (c) Point of Order.--Section 301 of the Congressional Budget Act of 
1974 is amended by adding at the end the following new subsection:
    ``(j) It shall not be in order in the House of Representatives or 
the Senate to consider any concurrent resolution on the budget for any 
fiscal year that would allow the maximum permissible subsidy rate (as 
set forth in section 508) for any covered program for that fiscal year 
to be breached.''.
    (d) Allocations.--(1) Section 602(a)(1)(A) of the Congressional 
Budget Act of 1974 is amended by striking ``and'' at the end of clause 
(ii), by striking the comma and inserting ``; and'' at the end of 
clause (iii), and by inserting after clause (iii) the following new 
clause:
                            ``(iv) total credit authority (that does 
                        not cause the maximum permissible subsidy rate 
                        (as set forth in section 508) for any covered 
                        program to be breached);''.
    (2) Section 602(a)(2) of the Congressional Budget Act of 1974 is 
amended by striking ``and'' at the end of subparagraph (B), by 
inserting ``and'' at the end of subparagraph (C), and by inserting 
after subparagraph (C) the following new subparagraph:
                    ``(D) total credit authority (that does not cause 
                the maximum permissible subsidy rate (as set forth in 
                section 508) for any program to be breached);''.
    (e) Contents of Budget Resolutions.--Section 301(a) of the 
Congressional Budget Act of 1974 is amended by striking ``and'' at the 
end of paragraph (6), by striking the period and inserting ``; and'' at 
the end of paragraph (7), and by inserting after paragraph (7) the 
following new paragraph:
            ``(8) for purposes of enforcement of section 508, the total 
        credit authority for each covered program, but which total 
        shall not cause the maximum permissible subsidy rate (as set 
        forth in that section) for that program to be breached.''.

SEC. 5. EFFECTIVE DATE.

    This Act and the amendments made by it shall apply with respect to 
fiscal years beginning after the date of enactment of this Act.

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