[Congressional Bills 103th Congress]
[From the U.S. Government Publishing Office]
[H. Con. Res. 246 Introduced in House (IH)]

103d CONGRESS
  2d Session
H. CON. RES. 246

Expressing the sense of the Congress regarding the denial or limitation 
 of health insurance coverage or benefits on the basis of preexisting 
                          medical conditions.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                              May 5, 1994

  Mr. Wheat submitted the following concurrent resolution; which was 
referred jointly to the Committees on Energy and Commerce and Ways and 
                                 Means

_______________________________________________________________________

                         CONCURRENT RESOLUTION


 
Expressing the sense of the Congress regarding the denial or limitation 
 of health insurance coverage or benefits on the basis of preexisting 
                          medical conditions.

Whereas the primary goal of health care reform is to ensure quality health care 
        for every American;
Whereas each month an estimated 2,000,000 Americans lose their health insurance, 
        and an estimated 58,000,000 Americans are without health insurance at 
        some time during each year;
Whereas the denial of health insurance coverage to, and limitation of coverage 
        for, individuals with preexisting medical conditions, and their 
        families, is a leading contributor to the high incidence of lack of 
        insurance and underinsurance among Americans;
Whereas approximately 81,000,000 Americans under the age of 65 have preexisting 
        medical conditions;
Whereas Americans with preexisting medical conditions live each day with the 
        fear that, when they most need health insurance, either health insurance 
        coverage will be refused to them or their coverage or benefits will be 
        limited by the terms of their insurance policies or by the unwillingness 
        of insurance providers to offer them full coverage or benefits; and
Whereas individuals and families are often unable to leave inadequate insurance 
        plans because a preexisting medical condition limits their ability to 
        obtain needed coverage from other insurance providers: Now, therefore, 
        be it
    Resolved by the House of Representatives (the Senate concurring), 
That it is the sense of the Congress that any legislation enacted to 
provide for national health care reform should--
            (1) prohibit the denial of health insurance coverage to, or 
        limitation of coverage or benefits for, any individual or 
        family on the basis of a preexisting medical condition;
            (2) prohibit charging any individual or family an 
        unreasonable amount for health insurance coverage or benefits 
        on the basis of a preexisting medical condition; and
            (3) include among the individuals and families protected by 
        the prohibitions referred to in paragraphs (1) and (2) any 
        individuals and families that wish to acquire health insurance 
        coverage or benefits from an entity other than their current 
        provider of coverage or benefits.

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