<?xml version="1.0" encoding="UTF-8" standalone="no"?><?xml-stylesheet type="text/css" href="uslm.css"?><pLaw xmlns="http://schemas.gpo.gov/xml/uslm" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="en" xsi:schemaLocation="http://schemas.gpo.gov/xml/uslm https://www.govinfo.gov/schemas/xml/uslm/uslm-2.0.17.xsd">

<?I97 132 STAT. ?>
<?I98 132 STAT. ?>
<?I99 132 STAT. ?>
<?I50 PUBLIC LAW 115–172—MAY 21, 2018?>
<?I51 PUBLIC LAW 115–172—MAY 21, 2018?>
<?I52 PUBLIC LAW 115–172—MAY 21, 2018?>


<!--Disclaimer: Legislative measures that include compacts or other non-standard data structures will require additional modeling and may contain inconsistencies in the converted USLM XML.-->
<meta><dc:title>Public Law 115–172: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act”.</dc:title>
<dc:type>Public Law</dc:type><docNumber>172</docNumber>
<citableAs>Public Law 115–172</citableAs><citableAs>132 Stat. 1290</citableAs>
<approvedDate>2018-05-21</approvedDate>
<dc:date>2018-05-21</dc:date>
<dc:publisher>United States Government Publishing Office</dc:publisher><dc:creator>National Archives and Records Administration</dc:creator><dc:creator>Office of the Federal Register</dc:creator><dc:format>text/xml</dc:format><dc:language>EN</dc:language><dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
<processedBy>GPO Locator to USLM Converter 4.15.31;Stage2.20250702</processedBy><processedDate>2026-01-02</processedDate>
<congress>115</congress><publicPrivate>public</publicPrivate>
</meta>
<preface><centerRunningHead>PUBLIC LAW 115–172—MAY 21, 2018</centerRunningHead>
<page identifier="/us/stat/132/1290">132 STAT. 1290</page>
<dc:type>Public Law</dc:type><docNumber>115–172</docNumber>
<congress value="115">115th Congress</congress>
</preface>
<main>
<longTitle>
<docTitle class="centered fontsize12" style="-uslm-lc:I658005">Joint Resolution</docTitle>
<officialTitle class="indentUp0 firstIndent1 fontsize8" style="-uslm-lc:I658011">Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act”.<sidenote><p class="centered fontsize8" id="x34422d79-e838-11f0-bc57-ad3ac4b1618c" style="-uslm-lc:I658076"><approvedDate date="2018-05-21">May 21, 2018</approvedDate></p><p class="centered fontsize8" id="x34422d7a-e838-11f0-bc57-ad3ac4b1618c" style="-uslm-lc:I658076">[<ref href="/us/bill/115/sjres/57">S.J. Res. 57</ref>]<?GPOvSpace 08?></p></sidenote></officialTitle>
</longTitle>
<resolvingClause class="indentUp0 firstIndent0 fontsize10 italic" style="-uslm-lc:I658120"><i>  Resolved   by   the   Senate   and   House   of   Representatives   of   the   United   States   of   America   in   Congress   assembled,</i></resolvingClause>
<section class="inline">
<content class="inline"> That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act” (CFPB Bulletin 2013–02 (March 21, 2013), and printed in the Congressional Record on December 6, 2017, on pages S7888–S7889, along with a letter of opinion from the Government Accountability Office dated December 5, 2017, that the Bulletin is a rule under the Congressional Review Act), and such rule shall have no force or effect.</content>
</section>
<action>
<actionDescription style="-uslm-lc:I658030">Approved</actionDescription> <date date="2018-05-21">May 21, 2018</date>.</action>
</main>
<legislativeHistory>
<heading style="-uslm-lc:I658031"><inline class="underline">LEGISLATIVE HISTORY</inline>—<ref href="/us/bill/115/sjres/57">S.J. Res. 57</ref>:</heading>
<note>
<heading style="-uslm-lc:I658032">CONGRESSIONAL RECORD, Vol. 164 (2018):</heading>
<p class="indentUp4 firstIndent-1" id="x34422d7b-e838-11f0-bc57-ad3ac4b1618c" style="-uslm-lc:I658035">Apr. 17, 18, considered and passed Senate.</p><p class="indentUp4 firstIndent-1" id="x34422d7c-e838-11f0-bc57-ad3ac4b1618c" style="-uslm-lc:I658035">May 8, considered and passed House.</p></note>
</legislativeHistory>
<endMarker>○</endMarker>
</pLaw>