<?xml version="1.0" encoding="UTF-8"?><BillSummaries>
    <item congress="118" measure-type="s" measure-number="3502" measure-id="id118s3502" originChamber="SENATE" orig-publish-date="2023-12-13" update-date="2024-07-26">
        <title>Homebuyers Privacy Protection Act</title>
        <summary summary-id="id118s3502v00" currentChamber="SENATE" update-date="2024-07-26">
            <action-date>2023-12-13</action-date>
            <action-desc>Introduced in Senate</action-desc>
            <summary-text><![CDATA[<p><strong>Homebuyers Privacy Protection Act</strong></p><p>This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.</p>]]></summary-text>
        </summary>
    </item>
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        <dc:language>EN</dc:language>
        <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
        <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
        <dc:description>This file contains bill summaries for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
    </dublinCore>
</BillSummaries>
