<?xml version="1.0" encoding="UTF-8"?><BillSummaries>
    <item congress="117" measure-type="s" measure-number="3865" measure-id="id117s3865" originChamber="SENATE" orig-publish-date="2022-03-17" update-date="2022-03-24">
        <title>STUDENT Act</title>
        <summary summary-id="id117s3865v00" currentChamber="SENATE" update-date="2022-03-24">
            <action-date>2022-03-17</action-date>
            <action-desc>Introduced in Senate</action-desc>
            <summary-text><![CDATA[ <p><strong>Student Transparency for Understanding Decisions in Education Net Terms Act or the STUDENT Act</strong></p> <p>This bill requires loan disclosure forms for federal student loans to include the total amount of interest that would be paid over the life of the loan based on a standard 10-year repayment plan.</p>]]></summary-text>
        </summary>
    </item>
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        <dc:format>text/xml</dc:format>
        <dc:language>EN</dc:language>
        <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
        <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
        <dc:description>This file contains bill summaries for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
    </dublinCore>
</BillSummaries>
