<?xml version="1.0" encoding="UTF-8"?><BillSummaries>
    <item congress="117" measure-type="hr" measure-number="4685" measure-id="id117hr4685" originChamber="HOUSE" orig-publish-date="2021-07-26" update-date="2022-02-11">
        <title>Trading Isn’t a Game Act</title>
        <summary summary-id="id117hr4685v07" currentChamber="HOUSE" update-date="2022-02-11">
            <action-date>2022-01-20</action-date>
            <action-desc>Reported to House</action-desc>
            <summary-text><![CDATA[ <p><strong>Trading Isn't a Game Act</strong></p> <p>This bill requires the Government Accountability Office (GAO) to study and report on the use of techniques including gamification (adding gamelike elements to encourage participation) and psychological nudges (behavioral interventions designed to influence decision-making) by online investment trading platforms. Further, the GAO must compare the investment activity, habits, and risk tolerance of customers exposed to such techniques and those who are not.</p>]]></summary-text>
        </summary>
        <summary summary-id="id117hr4685v00" currentChamber="HOUSE" update-date="2022-02-10">
            <action-date>2021-07-26</action-date>
            <action-desc>Introduced in House</action-desc>
            <summary-text><![CDATA[ <p>This bill requires the Government Accountability Office (GAO) to study and report on the use of techniques including gamification (adding gamelike elements to encourage participation) and psychological nudges (behavioral interventions designed to influence decision-making) by online investment trading platforms. Further, the GAO must compare the investment activity, habits, and risk tolerance of customers exposed to such techniques and those who are not.</p>]]></summary-text>
        </summary>
    </item>
    <dublinCore xmlns:dc="http://purl.org/dc/elements/1.1/">
        <dc:format>text/xml</dc:format>
        <dc:language>EN</dc:language>
        <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
        <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
        <dc:description>This file contains bill summaries for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
    </dublinCore>
</BillSummaries>
