Credit Information Protection Act of 2017

2017-09-13

Introduced in House

Credit Information Protection Act of 2017

This bill amends the Fair Credit Reporting Act to require, after a data security breach, a consumer reporting agency to provide a security freeze to a consumer upon request. (A security freeze prohibits the consumer reporting agency from releasing a report without the consumer's express authorization.) The consumer reporting agency must, without a fee: (1) place a freeze on any consumer's report, and (2) provide unlimited security freezes and freeze removals to a consumer affected by the breach.

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