<?xml version="1.0" encoding="UTF-8"?><BillSummaries>
<item congress="114" measure-type="hr" measure-number="4997" measure-id="id114hr4997" originChamber="HOUSE" orig-publish-date="2016-04-20" update-date="2016-07-25">
<title>Home Mortgage Disclosure Adjustment Act</title>
<summary summary-id="id114hr4997v00" currentChamber="HOUSE" update-date="2016-07-25">
<action-date>2016-04-20</action-date>
<action-desc>Introduced in House</action-desc>
<summary-text><![CDATA[<p><b>Home Mortgage Disclosure Adjustment Act</b></p> <p>This bill amends the Home Mortgage Disclosure Act of 1975 to exempt from maintenance of mortgage loan records and disclosure requirements depository institutions that have originated in each of the two preceding calendar years:</p> <ul> <li>fewer than 100 closed-end mortgage loans, and</li> <li>fewer than 200 open-end lines of credit.</li> </ul>]]></summary-text>
</summary>
</item>
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<dc:language>EN</dc:language>
<dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
<dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
<dc:description>This file contains bill summaries for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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</BillSummaries>
