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<BillSummaries>
<item congress="113" measure-type="hr" measure-number="4183" measure-id="id113hr4183" originChamber="HOUSE" orig-publish-date="2014-03-06" update-date="2014-03-13">
<title>Empowering States' Rights To Protect Consumers Act of 2014</title>
<summary summary-id="id113hr4183v00" currentChamber="HOUSE" update-date="2014-03-13">
<action-date>2014-03-06</action-date>
<action-desc>Introduced in House</action-desc>
<summary-text><![CDATA[<p>Empowering States' Rights To Protect Consumers Act of 2014 - Amends the Truth In Lending Act to limit the annual percentage rate (APR) applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.</p>]]></summary-text>
</summary>
</item>
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<dc:language>EN</dc:language>
<dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
<dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
<dc:description>This file contains bill summaries for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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