Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".

3.0.0 28 2026-07-27T16:40:56Z 2026-07-27T16:40:56Z Senate S SJRES 2025-02-27 119 https://www.congress.gov/bill/119th-congress/senate-joint-resolution/28 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Discharged From 2025-03-04T20:39:11Z Referred To 2025-02-27T19:07:04Z Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". 119 64 HJRES 2025-02-27 Referred to the House Committee on Financial Services. Identical bill CRS Public law contains the text CRS Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes. 119 282 HRES 2025-04-01 Motion to reconsider laid on the table Agreed to without objection. 14:16:03 Related bill House Procedurally related House Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications"; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes. 119 294 HRES 2025-04-08 Motion to reconsider laid on the table Agreed to without objection. 15:23:14 Related bill House Procedurally related House 2025-05-09 Became Public Law No: 119-11. President E40000 9 Library of Congress 2025-05-09 Became Public Law No: 119-11. BecameLaw 36000 9 Library of Congress 2025-05-09 Signed by President. President E30000 9 Library of Congress 2025-05-09 Signed by President. BecameLaw 36000 9 Library of Congress 2025-05-05 Presented to President. Floor E20000 2 House floor actions 2025-05-05 Presented to President. President 28000 9 Library of Congress 2025-04-09 16:20:15 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2025-04-09 16:20:12 On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514) Floor H37100 2 House floor actions 95 https://clerk.house.gov/evs/2025/roll095.xml House 119 2025-04-09T20:20:12Z 1 2025-04-09 16:20:12 Passed/agreed to in House: On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514: 2) Floor 8000 9 Library of Congress 95 https://clerk.house.gov/evs/2025/roll095.xml House 119 2025-04-09T20:20:12Z 1 2025-04-09 16:13:47 Considered as unfinished business. (consideration: CR H1532-1533) Floor H30000 2 House floor actions 2025-04-09 13:07:04 POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 28, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Mr. Hill (AR) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced. Floor H8D000 2 House floor actions 2025-04-09 13:06:25 The previous question was ordered pursuant to the rule. Floor H35000 2 House floor actions 2025-04-09 12:24:44 DEBATE - The House proceeded with one hour of debate on S.J. Res. 28. Floor H8D000 2 House floor actions 2025-04-09 12:24:24 Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. Floor H8D000 2 House floor actions 2025-04-09 12:24:19 Considered under the provisions of rule H. Res. 294. (consideration: CR H1514-1519) Floor H30000 2 House floor actions 2025-04-07 19:20:40 Rules Committee Resolution H. Res. 294 Reported to House. Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. Floor H1L210 2 House floor actions 2025-04-01 14:16:01 Rule H. Res. 282 failed passage of House. Floor H1L220 2 House floor actions 2025-04-01 10:03:16 Rules Committee Resolution H. Res. 282 Reported to House. Rule provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18 and S.J. Res. 28. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. The resolution also provides that H. Res. 23 and H. Res. 164 are laid on the table. Floor H1L210 2 House floor actions 2025-03-10 18:41:31 Held at the Desk Floor H15000 2 House floor actions 2025-03-10 18:30:48 Received in the House Floor H14000 2 House floor actions 2025-03-06 Senate Message on Senate action sent to the House. Floor 2025-03-05 Senate Passed Senate without amendment by Yea-Nay Vote. 51 - 47. Record Vote Number: 106. Floor 106 https://www.senate.gov/legislative/LIS/roll_call_votes/vote1191/vote_119_1_00106.xml Senate 119 2025-03-05T22:33:15Z 1 2025-03-05 Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 51 - 47. Record Vote Number: 106. Floor 17000 9 Library of Congress 106 https://www.senate.gov/legislative/LIS/roll_call_votes/vote1191/vote_119_1_00106.xml Senate 119 2025-03-05T22:33:15Z 1 2025-03-05 Senate Considered by Senate. (consideration: CR S1503, S1510-1511, S1520-1521) Floor 2025-03-04 Senate Measure laid before Senate by motion. (consideration: CR S1489) Floor 2025-03-04 Senate Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 50 - 47. Record Vote Number: 103. (CR S1489) Floor 103 https://www.senate.gov/legislative/LIS/roll_call_votes/vote1191/vote_119_1_00103.xml Senate 119 2025-03-04T23:38:58Z 1 2025-03-04 Senate Placed on Senate Legislative Calendar under General Orders. Calendar No. 20. Calendars 2025-03-04 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). Discharge 2025-03-04 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). Committee 14500 9 Library of Congress ssbk00 Banking, Housing, and Urban Affairs Committee 2025-02-27 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2025-02-27 Introduced in Senate IntroReferral 10000 9 Library of Congress R000618 Sen. Ricketts, Pete [R-NE] Pete Ricketts R NE N B001305 Sen. Budd, Ted [R-NC] Ted Budd R NC 2025-02-27 True B001299 Sen. Banks, Jim [R-IN] Jim Banks R IN 2025-03-03 False H000601 Sen. Hagerty, Bill [R-TN] Bill Hagerty R TN 2025-03-03 False F000463 Sen. Fischer, Deb [R-NE] Deb Fischer R NE 2025-03-04 False S001184 Sen. Scott, Tim [R-SC] Tim Scott R SC 2025-03-04 False Public Law 119-11 Finance and Financial Sector Administrative law and regulatory procedures 2025-03-06T19:26:26Z Congressional oversight 2025-03-06T21:37:31Z Consumer Financial Protection Bureau 2025-03-06T19:26:34Z Consumer affairs 2025-03-06T19:26:51Z Internet, web applications, social media 2025-03-06T19:26:42Z Finance and Financial Sector 2025-03-04T13:43:16Z

00 2025-02-27 Introduced in Senate 2025-03-04T17:08:42Z This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

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49 2025-05-09 Public Law 2025-08-26T19:06:49Z This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

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A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". Display Title 45 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". 2025-04-03T13:59:00Z Official Title as Introduced 6 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". 2025-03-01T04:18:22Z Introduced in Senate IS Enrolled Bill https://www.govinfo.gov/content/pkg/BILLS-119sjres28enr/uslm/BILLS-119sjres28enr.xml United States Legislative Markup https://www.govinfo.gov/content/pkg/BILLS-119sjres28enr/xml/BILLS-119sjres28enr.xml Engrossed in Senate 2025-03-05T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119sjres28es/xml/BILLS-119sjres28es.xml Placed on Calendar Senate 2025-03-04T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119sjres28pcs/xml/BILLS-119sjres28pcs.xml Introduced in Senate 2025-02-27T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119sjres28is/xml/BILLS-119sjres28is.xml 2025-05-10T03:59:59Z https://www.govinfo.gov/content/pkg/PLAW-119publ11/uslm/PLAW-119publ11.xml United States Legislative Markup Public Law 2025-05-09 Became Public Law No: 119-11. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.