3.0.0
427
2025-12-05T21:53:00Z
2025-12-05T21:53:00Z
Senate
S
S
2025-02-05
119
https://www.congress.gov/bill/119th-congress/senate-bill/427
- ssbk00
Banking, Housing, and Urban Affairs Committee
Senate
Standing
  - Referred To
2025-02-05T21:16:00Z

- TAILOR Act of 2025
119
3380
HR
2025-06-04
Placed on the Union Calendar, Calendar No. 104.
  - Related bill
CRS
- 2025-02-05
  - ssbk00
Banking, Housing, and Urban Affairs Committee
Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
IntroReferral
- 2025-02-05
Introduced in Senate
IntroReferral
10000
9
Library of Congress
- R000605
Sen. Rounds, Mike [R-SD]
Mike
Rounds
R
SD
N
- T000476
Sen. Tillis, Thomas [R-NC]
Thomas
Tillis
R
NC
Roland
2025-02-05
True
- H000601
Sen. Hagerty, Bill [R-TN]
Bill
Hagerty
R
TN
2025-02-05
True
- L000571
Sen. Lummis, Cynthia M. [R-WY]
Cynthia
Lummis
R
WY
M.
2025-02-05
True
- C001096
Sen. Cramer, Kevin [R-ND]
Kevin
Cramer
R
ND
2025-02-05
True
- D000618
Sen. Daines, Steve [R-MT]
Steve
Daines
R
MT
2025-02-05
True
- R000618
Sen. Ricketts, Pete [R-NE]
Pete
Ricketts
R
NE
2025-05-22
False
Finance and Financial Sector
- Banking and financial institutions regulation
2025-05-28T14:50:41Z
- Business records
2025-05-28T14:50:41Z
- Congressional oversight
2025-05-28T14:50:41Z
Finance and Financial Sector
2025-03-12T16:48:37Z
00
2025-02-05
Introduced in Senate
2025-07-29T15:13:44Z
Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025
This bill addresses the supervision of financial institutions.
Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last seven years.
The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.
Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

TAILOR Act of 2025
- Display Title
45

TAILOR Act of 2025
2025-05-23T11:03:16Z
- Short Title(s) as Introduced
101

TAILOR Act of 2025
2025-03-12T02:38:20Z
Introduced in Senate
IS
- Short Title(s) as Introduced
101

Taking Account of Institutions with Low Operation Risk Act of 2025
2025-03-12T02:38:20Z
Introduced in Senate
IS
- Official Title as Introduced
6

A bill to require the Federal financial institutions regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions, and for other purposes.
2025-03-12T02:34:53Z
Introduced in Senate
IS
- Introduced in Senate
2025-02-05T05:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119s427is/xml/BILLS-119s427is.xml
2025-02-05
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
Congressional Research Service, Library of Congress
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