3.0.0
401
2025-12-06T06:46:33Z
2025-12-06T06:46:33Z
Senate
S
S
2025-02-04
119
https://www.congress.gov/bill/119th-congress/senate-bill/401
- ssbk00
Banking, Housing, and Urban Affairs Committee
Senate
Standing
  - Referred To
2025-02-04T23:11:21Z

- Fair Access to Banking Act
119
987
HR
2025-02-05
Referred to the House Committee on Financial Services.
  - Related bill
CRS
- 2025-02-04
  - ssbk00
Banking, Housing, and Urban Affairs Committee
Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
IntroReferral
- 2025-02-04
Introduced in Senate
IntroReferral
10000
9
Library of Congress
- C001096
Sen. Cramer, Kevin [R-ND]
Kevin
Cramer
R
ND
N
- B001299
Sen. Banks, Jim [R-IN]
Jim
Banks
R
IN
2025-02-04
True
- B001261
Sen. Barrasso, John [R-WY]
John
Barrasso
R
WY
2025-02-04
True
- B001243
Sen. Blackburn, Marsha [R-TN]
Marsha
Blackburn
R
TN
2025-02-04
True
- B001236
Sen. Boozman, John [R-AR]
John
Boozman
R
AR
2025-02-04
True
- B001319
Sen. Britt, Katie Boyd [R-AL]
Katie
Britt
R
AL
2025-02-04
True
- B001305
Sen. Budd, Ted [R-NC]
Ted
Budd
R
NC
2025-02-04
True
- C001047
Sen. Capito, Shelley Moore [R-WV]
Shelley
Capito
R
WV
Moore
2025-02-04
True
- C001075
Sen. Cassidy, Bill [R-LA]
Bill
Cassidy
R
LA
2025-02-04
True
- C001056
Sen. Cornyn, John [R-TX]
John
Cornyn
R
TX
2025-02-04
True
- C001095
Sen. Cotton, Tom [R-AR]
Tom
Cotton
R
AR
2025-02-04
True
- C000880
Sen. Crapo, Mike [R-ID]
Mike
Crapo
R
ID
2025-02-04
True
- C001098
Sen. Cruz, Ted [R-TX]
Ted
Cruz
R
TX
2025-02-04
True
- C001114
Sen. Curtis, John R. [R-UT]
John
Curtis
R
UT
R.
2025-02-04
True
- D000618
Sen. Daines, Steve [R-MT]
Steve
Daines
R
MT
2025-02-04
True
- E000295
Sen. Ernst, Joni [R-IA]
Joni
Ernst
R
IA
2025-02-04
True
- F000463
Sen. Fischer, Deb [R-NE]
Deb
Fischer
R
NE
2025-02-04
True
- G000359
Sen. Graham, Lindsey [R-SC]
Lindsey
Graham
R
SC
2025-02-04
True
- H000601
Sen. Hagerty, Bill [R-TN]
Bill
Hagerty
R
TN
2025-02-04
True
- H001061
Sen. Hoeven, John [R-ND]
John
Hoeven
R
ND
2025-02-04
True
- H001079
Sen. Hyde-Smith, Cindy [R-MS]
Cindy
Hyde-Smith
R
MS
2025-02-04
True
- J000293
Sen. Johnson, Ron [R-WI]
Ron
Johnson
R
WI
2025-02-04
True
- J000312
Sen. Justice, James C. [R-WV]
James
Justice
R
WV
C.
2025-02-04
True
- K000393
Sen. Kennedy, John [R-LA]
John
Kennedy
R
LA
2025-02-04
True
- L000575
Sen. Lankford, James [R-OK]
James
Lankford
R
OK
2025-02-04
True
- L000571
Sen. Lummis, Cynthia M. [R-WY]
Cynthia
Lummis
R
WY
M.
2025-02-04
True
- M001198
Sen. Marshall, Roger [R-KS]
Roger
Marshall
R
KS
2025-02-04
True
- M001243
Sen. McCormick, David [R-PA]
David
McCormick
R
PA
2025-02-04
True
- M000934
Sen. Moran, Jerry [R-KS]
Jerry
Moran
R
KS
2025-02-04
True
- M001242
Sen. Moreno, Bernie [R-OH]
Bernie
Moreno
R
OH
2025-02-04
True
- M001190
Sen. Mullin, Markwayne [R-OK]
Markwayne
Mullin
R
OK
2025-02-04
True
- R000618
Sen. Ricketts, Pete [R-NE]
Pete
Ricketts
R
NE
2025-02-04
True
- R000584
Sen. Risch, James E. [R-ID]
James
Risch
R
ID
E.
2025-02-04
True
- S001227
Sen. Schmitt, Eric [R-MO]
Eric
Schmitt
R
MO
S.
2025-02-04
True
- S001217
Sen. Scott, Rick [R-FL]
Rick
Scott
R
FL
2025-02-04
True
- S001184
Sen. Scott, Tim [R-SC]
Tim
Scott
R
SC
2025-02-04
True
- S001232
Sen. Sheehy, Tim [R-MT]
Tim
Sheehy
R
MT
2025-02-04
True
- S001198
Sen. Sullivan, Dan [R-AK]
Dan
Sullivan
R
AK
2025-02-04
True
- T000476
Sen. Tillis, Thomas [R-NC]
Thomas
Tillis
R
NC
Roland
2025-02-04
True
- T000278
Sen. Tuberville, Tommy [R-AL]
Tommy
Tuberville
R
AL
2025-02-04
True
- W000437
Sen. Wicker, Roger F. [R-MS]
Roger
Wicker
R
MS
F.
2025-02-04
True
- M001244
Sen. Moody, Ashley [R-FL]
Ashley
Moody
R
FL
2025-02-06
False
- H001104
Sen. Husted, Jon [R-OH]
Jon
Husted
R
OH
2025-02-19
False
- H001089
Sen. Hawley, Josh [R-MO]
Josh
Hawley
R
MO
2025-05-08
False
- G000386
Sen. Grassley, Chuck [R-IA]
Chuck
Grassley
R
IA
2025-09-30
False
- M000355
Sen. McConnell, Mitch [R-KY]
Mitch
McConnell
R
KY
2025-10-23
False
Finance and Financial Sector
Finance and Financial Sector
2025-03-10T17:47:41Z
00
2025-02-04
Introduced in Senate
2025-07-21T20:26:46Z
Fair Access to Banking Act
This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties.
Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution.
The bill establishes the right for a person to bring a civil action for a violation of this bill.

Fair Access to Banking Act
- Display Title
45

Fair Access to Banking Act
2025-10-24T11:03:15Z
- Short Title(s) as Introduced
101

Fair Access to Banking Act
2025-03-07T04:23:18Z
Introduced in Senate
IS
- Official Title as Introduced
6

A bill to amend the Federal Reserve Act to prohibit certain financial service providers who deny fair access to financial services from using taxpayer funded discount window lending programs, and for other purposes.
2025-03-07T04:18:22Z
Introduced in Senate
IS
- Introduced in Senate
2025-02-04T05:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119s401is/xml/BILLS-119s401is.xml
2025-02-04
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
Congressional Research Service, Library of Congress
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