3.0.0
3385
2025-12-12T17:55:57Z
2025-12-12T17:55:57Z
Senate
S
S
2025-12-08
119
https://www.congress.gov/bill/119th-congress/senate-bill/3385

- Bipartisan Premium Tax Credit Extension Act
119
5145
HR
2025-09-04
Referred to the House Committee on Ways and Means.
  - Related bill
CRS
- 2025-12-11
Senate
Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 - 48. Record Vote Number: 644. (CR S8654-8655)
Floor
644
https://www.senate.gov/legislative/LIS/roll_call_votes/vote1191/vote_119_1_00644.xml
Senate
119
2025-12-11T18:06:04Z
1
- 2025-12-09
Senate
Cloture motion on the motion to proceed to the measure presented in Senate. (CR S8567)
Floor
- 2025-12-09
Senate
Motion to proceed to consideration of measure made in Senate. (CR S8567)
Floor
- 2025-12-08
Senate
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 284.
Calendars
- 2025-12-08
Senate
Introduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time. (Legislative Day December 4, 2025). (text: CR S8530-8531)
Calendars
- 2025-12-08
Introduced in Senate
IntroReferral
10000
9
Library of Congress
- S000148
Sen. Schumer, Charles E. [D-NY]
Charles
Schumer
D
NY
E.
N
- 2025-12-10T15:03:00Z

Estimated Budgetary Effects of S. 3385, the Lower Health Care Costs Act
https://www.cbo.gov/publication/61938
As introduced in the Senate on December 8, 2025
Taxation
- Health care costs and insurance
2025-12-10T17:08:20Z
- Health care coverage and access
2025-12-10T17:08:28Z
- Income tax credits
2025-12-10T17:08:35Z
- Inflation and prices
2025-12-10T17:08:50Z
- Tax administration and collection, taxpayers
2025-12-10T17:08:43Z
Taxation
2025-12-10T14:25:41Z
00
2025-12-08
Introduced in Senate
2025-12-10T15:26:21Z
Lower Health Care Costs Act
This bill extends for three years, through 2028, temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit.
Currently, eligible taxpayers may be able to claim the premium tax credit, which applies toward the cost of obtaining health insurance through health insurance exchanges. To be eligible for the premium tax credit, a taxpayer’s household income must meet or exceed 100% of the federal poverty level (FPL) and, after 2025, may not exceed 400% of the FPL (maximum income limit). For 2021-2025, the ARPA and IRA eliminated the maximum income limit, which generally expands eligibility for the premium tax credit.
Further, under current law, the amount of the premium tax credit is (1) generally the plan premium (conditions apply), minus (2) the taxpayer’s household income multiplied by the applicable percentage. The applicable percentage is a specific percentage that varies depending on which of six income ranges (adjusted for inflation after 2025) the taxpayer’s household income falls within. For 2021-2025, the ARPA and IRA lowered the applicable percentages and eliminated the adjustment of the applicable percentages for inflation, which generally increases the amount of the premium tax credit.
The bill extends for three years, through 2028, the elimination of the 400% maximum income limit, the lower applicable percentages, and the elimination of the inflation adjustment for the applicable percentages.

Lower Health Care Costs Act
- Display Title
45

Lower Health Care Costs Act
2025-12-12T12:03:20Z
- Short Title(s) from PCS (Placed on Senate Calendar) bill text
152

Lower Health Care Costs Act
2025-12-10T04:23:23Z
S
Senate
Placed on Calendar Senate
PCS
- Official Title as Introduced
6

A bill to amend the Internal Revenue Code of 1986 to extend the enhancement of the health care premium tax credit.
2025-12-09T11:56:25Z
3967
119
SAMDT
2025-12-12T12:08:28Z
- S001198
Sen. Sullivan, Dan [R-AK]
Dan
Sullivan
R
AK
2025-12-11T05:00:00Z
Senate
119
S
Senate
S
3385

Lower Health Care Costs Act
2025-12-12
2
- 2025-12-11
IntroReferral
Intro-S
9
Library of Congress
- 2025-12-11
Senate amendment submitted
Floor
91000
9
Library of Congress
1
3959
119
SAMDT
2025-12-11T12:08:22Z
- C001035
Sen. Collins, Susan M. [R-ME]
Susan
Collins
R
ME
M.
2025-12-10T05:00:00Z
Senate
119
S
Senate
S
3385

Lower Health Care Costs Act
2025-12-12
2
- 2025-12-10
IntroReferral
Intro-S
9
Library of Congress
- 2025-12-10
Senate amendment submitted
Floor
91000
9
Library of Congress
1
- Placed on Calendar Senate
2025-12-08T05:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119s3385pcs/xml/BILLS-119s3385pcs.xml
2025-12-11
Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 - 48. Record Vote Number: 644. (CR S8654-8655)
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
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