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        <title>VALID Act of 2025</title>
        <congress>119</congress>
        <number>3694</number>
        <type>HR</type>
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          <actionDate>2025-06-03</actionDate>
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        <fullName>Sen. Van Hollen, Chris [D-MD]</fullName>
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        <fullName>Sen. Boozman, John [R-AR]</fullName>
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        <fullName>Sen. Coons, Christopher A. [D-DE]</fullName>
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        <middleName>A.</middleName>
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        <fullName>Sen. Ricketts, Pete [R-NE]</fullName>
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        <fullName>Sen. Lummis, Cynthia M. [R-WY]</fullName>
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        <fullName>Sen. Warner, Mark R. [D-VA]</fullName>
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        <sponsorshipDate>2025-09-04</sponsorshipDate>
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        <fullName>Sen. Hirono, Mazie K. [D-HI]</fullName>
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        <fullName>Sen. Hickenlooper, John W. [D-CO]</fullName>
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        <lastName>Hickenlooper</lastName>
        <party>D</party>
        <state>CO</state>
        <middleName>W.</middleName>
        <sponsorshipDate>2025-10-08</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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        <fullName>Sen. Moran, Jerry [R-KS]</fullName>
        <firstName>Jerry</firstName>
        <lastName>Moran</lastName>
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        <sponsorshipDate>2025-10-08</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
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        <fullName>Sen. Kaine, Tim [D-VA]</fullName>
        <firstName>Timothy</firstName>
        <lastName>Kaine</lastName>
        <party>D</party>
        <state>VA</state>
        <middleName>M.</middleName>
        <sponsorshipDate>2026-03-05</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <name>Housing and Community Development</name>
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    <subjects>
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      <policyArea>
        <name>Housing and Community Development</name>
        <updateDate>2025-06-18T14:16:57Z</updateDate>
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    <title>VALID Act of 2025</title>
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        <title>VALID Act of 2025</title>
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        <title>VA Loan Informed Disclosure Act of 2025</title>
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        <billTextVersionCode>IS</billTextVersionCode>
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      <item>
        <titleType>Official Title as Introduced</titleType>
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        <title>A bill to amend the National Housing Act and the Housing and Community Development Act of 1992 to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers and to require a military service question on the Uniform Residential Loan Application, and for other purposes.</title>
        <updateDate>2025-06-07T04:18:15Z</updateDate>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
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        <date>2025-06-03T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-119s1932is/xml/BILLS-119s1932is.xml</url>
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    <latestAction>
      <actionDate>2025-06-03</actionDate>
      <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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