3.0.0 1527 2026-04-14T20:13:31Z 2026-04-14T20:13:31Z Senate S S 2025-04-30 119 https://www.congress.gov/bill/119th-congress/senate-bill/1527 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred To 2025-04-30T16:01:42Z Housing Affordability Act 119 6132 HR 2025-11-19 Referred to the House Committee on Financial Services. Related bill CRS 2025-04-30 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2025-04-30 Introduced in Senate IntroReferral 10000 9 Library of Congress G000574 Sen. Gallego, Ruben [D-AZ] Ruben Gallego D AZ N M001243 Sen. McCormick, David [R-PA] David McCormick R PA H. 2025-04-30 True C001096 Sen. Cramer, Kevin [R-ND] Kevin Cramer R ND 2025-05-01 False Finance and Financial Sector Finance and Financial Sector 2025-05-21T12:20:01Z 00 2025-04-30 Introduced in Senate 2026-04-14T20:12:35Z Housing Affordability Act

This bill increases the Federal Housing Administration’s (FHA's) multifamily housing loan limits for mortgage insurance and requires the use of a more specific inflation index for these limits.

Specifically, the bill increases the loan limits to qualify for FHA mortgage insurance for rental housing, cooperative housing, rehabilitation and neighborhood conservation housing, housing for moderate income and displaced families, housing for elderly persons, and condominiums, and it requires these limits to be indexed to the Price Deflator Index of Multifamily Residential Units Under Construction released by the Bureau of the Census. Currently, these limits are indexed to the Consumer Price Index for All Urban Consumers.

]]> Housing Affordability Act Display Title 45 Housing Affordability Act 2025-05-10T04:38:21Z Short Title(s) as Introduced 101 Housing Affordability Act 2025-05-10T04:38:19Z Introduced in Senate IS Official Title as Introduced 6 A bill to modify the multifamily loan limits under title II of the National Housing Act, and for other purposes. 2025-05-10T04:33:24Z Introduced in Senate IS Introduced in Senate 2025-04-30T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119s1527is/xml/BILLS-119s1527is.xml 2025-04-30 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.