3.0.0 9978 2026-09-02T12:25:27Z 2026-09-02T12:25:27Z House H HR 2026-07-30 119 https://www.congress.gov/bill/119th-congress/house-bill/9978 [Congressional Record Volume 172, Number 125 (Thursday, July 30, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BILIRAKIS:H.R. 9978.Congress has the power to enact this legislation pursuantto the following:Article I Section 8[Page H5207]]]> hswm00 Ways and Means Committee House Standing Referred To 2026-07-30T12:32:10Z Homeowners Premium Tax Reduction Act of 2025 119 35 S 2025-01-08 Read twice and referred to the Committee on Finance. Related bill CRS Homeowners Premium Tax Reduction Act of 2024 118 4934 S 2024-08-01 Read twice and referred to the Committee on Finance. Cross-Congress related bill CRS Homeowners Premium Tax Reduction Act of 2024 118 9411 HR 2024-08-27 Referred to the House Committee on Ways and Means. Cross-Congress related bill CRS 2026-07-30 Referred to the House Committee on Ways and Means. IntroReferral H11100 2 House floor actions hswm00 Ways and Means Committee 2026-07-30 Introduced in House IntroReferral Intro-H 9 Library of Congress 2026-07-30 Introduced in House IntroReferral 1000 9 Library of Congress B001257 Rep. Bilirakis, Gus M. [R-FL-12] Gus Bilirakis R FL M. 12 N Taxation Taxation 2026-08-11T19:28:50Z 00 2026-07-30 Introduced in House 2026-09-02T12:24:55Z Homeowners Premium Tax Reduction Act of 2026

This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence. 

]]> Homeowners Premium Tax Reduction Act of 2026 Short Title(s) as Introduced 101 Homeowners Premium Tax Reduction Act of 2026 2026-08-01T07:23:20Z Introduced in House IH Display Title 45 Homeowners Premium Tax Reduction Act of 2026 2026-08-01T07:23:20Z Official Title as Introduced 6 To amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. 2026-08-01T07:18:54Z Introduced in House IH Introduced in House 2026-07-30T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr9978ih/xml/BILLS-119hr9978ih.xml 2026-07-30 Referred to the House Committee on Ways and Means. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.