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    <introducedDate>2026-06-18</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/9331</legislationUrl>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 172, Number 103 (Thursday, June 18, 2026)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mrs. KIM:H.R. 9331.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 of the United States Constitution[Page H4126]</pre>]]></constitutionalAuthorityStatementText>
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        <fullName>Rep. Kim, Young [R-CA-40]</fullName>
        <firstName>Young</firstName>
        <lastName>Kim</lastName>
        <party>R</party>
        <state>CA</state>
        <district>40</district>
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        <bioguideId>L000599</bioguideId>
        <fullName>Rep. Lawler, Michael [R-NY-17]</fullName>
        <firstName>Michael</firstName>
        <lastName>Lawler</lastName>
        <party>R</party>
        <state>NY</state>
        <district>17</district>
        <sponsorshipDate>2026-06-29</sponsorshipDate>
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      <item>
        <bioguideId>G000581</bioguideId>
        <fullName>Rep. Gonzalez, Vicente [D-TX-34]</fullName>
        <firstName>Vicente</firstName>
        <lastName>Gonzalez</lastName>
        <party>D</party>
        <state>TX</state>
        <district>34</district>
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        <fullName>Rep. Garcia, Sylvia R. [D-TX-29]</fullName>
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        <lastName>Garcia</lastName>
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        <state>TX</state>
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      <name>Finance and Financial Sector</name>
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          <name>Bank accounts, deposits, capital</name>
          <updateDate>2026-07-09T16:29:36Z</updateDate>
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        <name>Finance and Financial Sector</name>
        <updateDate>2026-09-02T13:04:55Z</updateDate>
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    </subjects>
    <title>STOP Payments Fraud Act of 2026</title>
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        <titleType>Short Title(s) as Reported to House</titleType>
        <titleTypeCode>102</titleTypeCode>
        <title>STOP Payments Fraud Act of 2026</title>
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        <title>Strengthening Transaction Oversight and Preventing Payments Fraud Act of 2026</title>
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        <title>STOP Payments Fraud Act of 2026</title>
        <updateDate>2026-06-25T04:23:32Z</updateDate>
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        <titleType>Official Title as Introduced</titleType>
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        <title>To amend the Expedited Funds Availability Act to provide exceptions in the case of fraudulent checks or wire transfers, and for other purposes.</title>
        <updateDate>2026-06-25T04:19:12Z</updateDate>
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      <actionDate>2026-09-01</actionDate>
      <text>Placed on the Union Calendar, Calendar No. 692.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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