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    <updateDate>2026-09-09T20:12:54Z</updateDate>
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    <introducedDate>2025-12-17</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/6774</legislationUrl>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 171, Number 213 (Wednesday, December 17, 2025)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Ms. WATERS:H.R. 6774.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 and Clause 18 (relating tothe power to make all laws necessary and proper for carryingout the powers vested in Congress)[Page H6023]</pre>]]></constitutionalAuthorityStatementText>
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        <title>21st Century ROAD to Housing Act</title>
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        <fullName>Rep. Waters, Maxine [D-CA-43]</fullName>
        <firstName>Maxine</firstName>
        <lastName>Waters</lastName>
        <party>D</party>
        <state>CA</state>
        <district>43</district>
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        <fullName>Rep. Bera, Ami [D-CA-6]</fullName>
        <firstName>Ami</firstName>
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        <party>D</party>
        <state>CA</state>
        <district>6</district>
        <sponsorshipDate>2026-03-18</sponsorshipDate>
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        <text><![CDATA[The text of <a href="https://www.congress.gov/bill/119/HR/6774" target="_blank">H.R.6774</a> is contained in the text of <a href="https://www.congress.gov/bill/119/HR/6644" target="_blank">H.R.6644</a>, which became Public Law 119-101.]]></text>
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        <name>Housing and Community Development</name>
        <updateDate>2026-04-24T20:12:30Z</updateDate>
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    <title>FHA Small-Dollar Mortgages Act</title>
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        <title>To authorize the Secretary of Housing and Urban Development, acting through the Federal Housing Commissioner, to establish a pilot program to increase access to small-dollar mortgages, and for other purposes.</title>
        <updateDate>2026-04-22T08:01:12Z</updateDate>
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      <actionDate>2025-12-17</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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