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    <number>5923</number>
    <updateDate>2025-11-25T18:51:42Z</updateDate>
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    <originChamber>House</originChamber>
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    <introducedDate>2025-11-04</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/5923</legislationUrl>
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      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 171, Number 184 (Tuesday, November 4, 2025)][House][Pages H4573-H4574]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Ms. STEFANIK:H.R. 5923.Congress has the power to enact this legislation pursuantto the following:[[Page H4574]]Pursuant to Article 1 Section 8 of the Constitution&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <fullName>Rep. Stefanik, Elise M. [R-NY-21]</fullName>
        <firstName>Elise</firstName>
        <lastName>Stefanik</lastName>
        <party>R</party>
        <state>NY</state>
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        <district>21</district>
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        <bioguideId>B001326</bioguideId>
        <fullName>Rep. Bynum, Janelle S. [D-OR-5]</fullName>
        <firstName>Janelle</firstName>
        <lastName>Bynum</lastName>
        <party>D</party>
        <state>OR</state>
        <middleName>S.</middleName>
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      <item>
        <bioguideId>V000138</bioguideId>
        <fullName>Rep. Vindman, Eugene Simon [D-VA-7]</fullName>
        <firstName>Eugene</firstName>
        <lastName>Vindman</lastName>
        <party>D</party>
        <state>VA</state>
        <middleName>Simon</middleName>
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        <sponsorshipDate>2025-11-17</sponsorshipDate>
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      <name>Finance and Financial Sector</name>
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      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2025-11-25T18:51:42Z</updateDate>
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    <title>Servicemember Credit Monitoring Enhancement Act</title>
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        <titleType>Display Title</titleType>
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        <title>Servicemember Credit Monitoring Enhancement Act</title>
        <updateDate>2025-11-07T12:23:16Z</updateDate>
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        <title>Servicemember Credit Monitoring Enhancement Act</title>
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        <titleType>Official Title as Introduced</titleType>
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        <title>To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.</title>
        <updateDate>2025-11-07T12:18:15Z</updateDate>
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    <latestAction>
      <actionDate>2025-11-04</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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