3.0.0 5788 2026-06-11T05:06:21Z 2026-07-13T18:57:08Z House H HR 2025-10-17 119 https://www.congress.gov/bill/119th-congress/house-bill/5788 [Congressional Record Volume 171, Number 172 (Friday, October 17, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. TRAN:H.R. 5788.Congress has the power to enact this legislation pursuantto the following:clause 3 of section 8 of article 1 of the Constitution[Page H4542]]]> sssb00 Small Business and Entrepreneurship Committee Senate Standing Referred To 2026-01-26T21:12:09Z hssm00 Small Business Committee House Standing Reported By 2025-12-12T15:41:16Z Markup By 2025-11-18T17:52:57Z Referred To 2025-10-17T18:02:35Z H. Rept. 119-404 2026-01-26 sssb00 Small Business and Entrepreneurship Committee Senate Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. IntroReferral 2026-01-20 16:08:22 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2026-01-20 16:08:20 On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933) Floor H37300 2 House floor actions 2026-01-20 16:08:20 Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933) Floor 8000 9 Library of Congress 2026-01-20 15:57:49 DEBATE - The House proceeded with forty minutes of debate on H.R. 5788. Floor H8D000 2 House floor actions 2026-01-20 15:57:48 Considered under suspension of the rules. (consideration: CR H932-934) Floor H30000 2 House floor actions 2026-01-20 15:57:15 Mr. Williams (TX) moved to suspend the rules and pass the bill. Floor H30300 2 House floor actions 2025-12-12 Placed on the Union Calendar, Calendar No. 352. Calendars H12410 2 House floor actions U00352 2025-12-12 Reported by the Committee on Small Business. H. Rept. 119-404. Committee H12200 2 House floor actions hssm00 Small Business Committee 2025-12-12 Reported by the Committee on Small Business. H. Rept. 119-404. Committee 5000 9 Library of Congress hssm00 Small Business Committee 2025-11-18 hssm00 Small Business Committee 1 House committee actions Ordered to be Reported by the Yeas and Nays: 27 - 0. Committee 2025-11-18 hssm00 Small Business Committee 1 House committee actions Committee Consideration and Mark-up Session Held Committee 2025-10-17 Referred to the House Committee on Small Business. IntroReferral H11100 2 House floor actions hssm00 Small Business Committee 2025-10-17 Introduced in House IntroReferral Intro-H 9 Library of Congress 2025-10-17 Introduced in House IntroReferral 1000 9 Library of Congress T000491 Rep. Tran, Derek [D-CA-45] Derek Tran D CA 45 N P000622 Rep. Patronis, Jimmy [R-FL-1] Jimmy Patronis R FL 1 2025-10-17 True C001123 Rep. Cisneros, Gilbert Ray [D-CA-31] Gilbert Cisneros D CA Ray 31 2025-11-17 False G000604 Rep. Goodlander, Maggie [D-NH-2] Maggie Goodlander D NH 2 2025-11-17 False 2026-01-06T17:45:00Z H.R. 5788, 504 Program Risk Oversight Act https://www.cbo.gov/publication/61991 As reported by the House Committee on Small Business on December 12, 2025 Commerce Bank accounts, deposits, capital 2025-12-09T16:59:00Z Civil actions and liability 2025-12-09T17:28:19Z Congressional oversight 2025-12-09T17:29:36Z Government information and archives 2025-12-09T17:26:06Z Government studies and investigations 2025-12-09T17:05:39Z Performance measurement 2025-12-09T17:26:16Z Commerce 2025-12-08T16:59:19Z 07 2025-12-12 Reported to House 2026-01-16T16:54:11Z 504 Program Risk Oversight Act

This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program.

The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery.

The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.

]]> 504 Program Risk Oversight Act Short Titles from RFS (Referred to Senate) bill text 255 504 Program Risk Oversight Act 2026-01-30T04:08:16Z S Senate Referred in Senate RFS Short Title(s) as Passed House 104 504 Program Risk Oversight Act 2026-01-22T03:38:19Z H House Engrossed in House EH Official Titles from EH (Engrossed in House) bill text 259 To amend title V of the Small Business Investment Act of 1958 to require an annual portfolio risk analysis of loans guaranteed under such title, and for other purposes. 2026-01-22T03:38:19Z H House Engrossed in House EH Short Title(s) as Reported to House 102 504 Program Risk Oversight Act 2025-12-13T09:08:21Z H House Reported in House RH Short Title(s) as Introduced 101 504 Program Risk Oversight Act 2025-10-22T04:23:17Z Introduced in House IH Display Title 45 504 Program Risk Oversight Act 2025-10-22T04:23:17Z Official Title as Introduced 6 To amend title V of the Small Business Investment Act of 1958 to require an annual portfolio risk analysis of loans guaranteed under such title, and for other purposes. 2025-10-22T04:18:17Z Introduced in House IH Referred in Senate 2026-01-26T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr5788rfs/xml/BILLS-119hr5788rfs.xml Engrossed in House 2026-01-20T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr5788eh/xml/BILLS-119hr5788eh.xml Reported in House 2025-12-12T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr5788rh/xml/BILLS-119hr5788rh.xml Introduced in House 2025-10-17T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr5788ih/xml/BILLS-119hr5788ih.xml 2026-01-26 Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.