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    <number>550</number>
    <updateDate>2025-09-17T15:09:39Z</updateDate>
    <updateDateIncludingText>2025-09-17T15:09:39Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2025-01-16</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/550</legislationUrl>
    <cdata>
      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 171, Number 9 (Thursday, January 16, 2025)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Ms. WATERS:H.R. 550.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, clause 3 provides Congress with thepower to ``regulate commerce with foreign nations, and amongthe several states, and with the Indian tribes.''[Page H223]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Referred To</name>
            <date>2025-01-16T14:00:50Z</date>
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        <title>Wildfire Insurance Coverage Study Act of 2025</title>
        <congress>119</congress>
        <number>2430</number>
        <type>S</type>
        <latestAction>
          <actionDate>2025-07-24</actionDate>
          <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        </latestAction>
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      <item>
        <actionDate>2025-01-16</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <text>Introduced in House</text>
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    <sponsors>
      <item>
        <bioguideId>W000187</bioguideId>
        <fullName>Rep. Waters, Maxine [D-CA-43]</fullName>
        <firstName>Maxine</firstName>
        <lastName>Waters</lastName>
        <party>D</party>
        <state>CA</state>
        <district>43</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>S000344</bioguideId>
        <fullName>Rep. Sherman, Brad [D-CA-32]</fullName>
        <firstName>Brad</firstName>
        <lastName>Sherman</lastName>
        <party>D</party>
        <state>CA</state>
        <district>32</district>
        <sponsorshipDate>2025-01-16</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2025-02-18T20:58:22Z</updateDate>
      </policyArea>
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    <summaries>
      <summary>
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        <actionDate>2025-01-16</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2025-04-15T14:28:21Z</updateDate>
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          <text>&lt;p&gt;&lt;strong&gt;Wildfire Insurance Coverage Study Act of 2025 &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;This bill requires reports regarding wildfire risk and damage. Specifically, the Government Accountability Office (GAO)&amp;nbsp;must report on trends in wildfire declarations, mitigation practices, state and federal programs regarding wildfire risk, and the need for a national map of wildfire risks.&lt;/p&gt;&lt;p&gt;The GAO must also report on (1) the availability and cost of wildfire insurance coverage for homes and commercial property, (2) state regulatory responses to increasing costs of coverage, and (3) impediments to private wildfire insurance coverage.&lt;/p&gt;</text>
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    <title>Wildfire Insurance Coverage Study Act of 2025</title>
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        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Wildfire Insurance Coverage Study Act of 2025</title>
        <updateDate>2025-02-14T11:08:16Z</updateDate>
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        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Wildfire Insurance Coverage Study Act of 2025</title>
        <updateDate>2025-02-14T11:08:15Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes.</title>
        <updateDate>2025-02-14T11:03:18Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <type>Introduced in House</type>
        <date>2025-01-16T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-119hr550ih/xml/BILLS-119hr550ih.xml</url>
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    <latestAction>
      <actionDate>2025-01-16</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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