3.0.0
53
2025-06-04T15:07:04Z
2025-06-04T15:07:04Z
House
H
HR
2025-01-03
119
[Congressional Record Volume 171, Number 1 (Friday, January 3, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BIGGS of Arizona:H.R. 53.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8The single subject of this legislation is:The single subject of this bill is to cancel proposedchanges to credit fees charged by the Federal NationalMortgage Association and Federal Home Loan MortgageCorporation.[Page H37]
- hsba00
Financial Services Committee
House
Standing
  - Referred To
2025-01-03T16:10:40Z
- 2025-01-03
Referred to the House Committee on Financial Services.
IntroReferral
H11100
2
House floor actions
  - hsba00
Financial Services Committee
- 2025-01-03
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2025-01-03
Introduced in House
IntroReferral
1000
9
Library of Congress
- B001302
Rep. Biggs, Andy [R-AZ-5]
Andy
Biggs
R
AZ
5
N
- O000175
Rep. Ogles, Andrew [R-TN-5]
Andrew
Ogles
R
TN
5
2025-01-03
True
- B001316
Rep. Burlison, Eric [R-MO-7]
Eric
Burlison
R
MO
7
2025-01-03
True
- W000814
Rep. Weber, Randy K. Sr. [R-TX-14]
Randy
Weber
R
TX
K.
14
2025-01-03
True
- C001118
Rep. Cline, Ben [R-VA-6]
Ben
Cline
R
VA
6
2025-01-03
True
- B001295
Rep. Bost, Mike [R-IL-12]
Mike
Bost
R
IL
12
2025-01-03
True
- C001115
Rep. Cloud, Michael [R-TX-27]
Michael
Cloud
R
TX
27
2025-01-03
True
- D000032
Rep. Donalds, Byron [R-FL-19]
Byron
Donalds
R
FL
19
2025-01-14
False
Finance and Financial Sector
- Credit and credit markets
2025-06-04T15:07:04Z
- Government National Mortgage Association (Ginnie Mae)
2025-06-04T15:01:10Z
- Housing finance and home ownership
2025-06-04T15:06:15Z
- Inflation and prices
2025-06-04T15:06:29Z
- User charges and fees
2025-06-04T15:06:35Z
Finance and Financial Sector
2025-02-04T12:57:23Z
00
2025-01-03
Introduced in House
2025-02-25T20:42:35Z
Responsible Borrower Protection Act of 2025
This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.

Responsible Borrower Protection Act of 2025
- Display Title
45

Responsible Borrower Protection Act of 2025
2025-01-29T12:23:17Z
- Short Title(s) as Introduced
101

Responsible Borrower Protection Act of 2025
2025-01-29T12:23:16Z
Introduced in House
IH
- Official Title as Introduced
6

To cancel certain proposed changes to credit fees charged by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, and for other purposes.
2025-01-29T12:18:21Z
Introduced in House
IH
- Introduced in House
2025-01-03T05:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119hr53ih/xml/BILLS-119hr53ih.xml
2025-01-03
Referred to the House Committee on Financial Services.
text/xml
EN
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