3.0.0 4774 2026-03-03T15:51:45Z 2026-03-03T15:51:45Z House H HR 2025-07-25 119 https://www.congress.gov/bill/119th-congress/house-bill/4774 [Congressional Record Volume 171, Number 128 (Friday, July 25, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. TLAIB:H.R. 4774.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 1 of the Constitution.[Page H3656]]]> hspw00 Transportation and Infrastructure Committee House Standing hspw13 Economic Development, Public Buildings, and Emergency Management Subcommittee Referred to 2025-07-26T21:31:38Z Referred To 2025-07-25T15:01:35Z hsba00 Financial Services Committee House Standing Referred To 2025-07-25T15:01:40Z 2025-07-26 hspw13 Economic Development, Public Buildings, and Emergency Management Subcommittee 1 House committee actions Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management. Committee 2025-07-25 Referred to the Committee on Transportation and Infrastructure, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2025-07-25 Referred to the Committee on Transportation and Infrastructure, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hspw00 Transportation and Infrastructure Committee 2025-07-23 Introduced in House IntroReferral Intro-H 9 Library of Congress 2025-07-23 Sponsor introductory remarks on measure. (CR H3625) IntroReferral B00100 9 Library of Congress 2025-07-23 Introduced in House IntroReferral 1000 9 Library of Congress T000481 Rep. Tlaib, Rashida [D-MI-12] Rashida Tlaib D MI 12 N B001313 Rep. Brown, Shontel M. [D-OH-11] Shontel Brown D OH M. 11 2025-07-25 True P000617 Rep. Pressley, Ayanna [D-MA-7] Ayanna Pressley D MA 7 2025-07-25 True B001318 Rep. Balint, Becca [D-VT-At Large] Becca Balint D VT 0 2025-07-25 True B001300 Rep. Barragán, Nanette Diaz [D-CA-44] Nanette Barragán D CA Diaz 44 2025-07-25 True B001281 Rep. Beatty, Joyce [D-OH-3] Joyce Beatty D OH 3 2025-07-25 True D000530 Rep. Deluzio, Christopher R. [D-PA-17] Christopher Deluzio D PA R. 17 2025-07-25 True E000296 Rep. Evans, Dwight [D-PA-3] Dwight Evans D PA 3 2025-07-25 True F000110 Rep. Fields, Cleo [D-LA-6] Cleo Fields D LA 6 2025-07-25 True F000481 Rep. Figures, Shomari [D-AL-2] Shomari Figures D AL 2 2025-07-25 True G000586 Rep. García, Jesús G. "Chuy" [D-IL-4] Jesús García D IL G. "Chuy" 4 2025-07-25 True M001229 Rep. McIver, LaMonica [D-NJ-10] LaMonica McIver D NJ 10 2025-07-25 True M001188 Rep. Meng, Grace [D-NY-6] Grace Meng D NY 6 2025-07-25 True M000687 Rep. Mfume, Kweisi [D-MD-7] Kweisi Mfume D MD 7 2025-07-25 True M001217 Rep. Moskowitz, Jared [D-FL-23] Jared Moskowitz D FL 23 2025-07-25 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] Eleanor Norton D DC Holmes 0 2025-07-25 True S001205 Rep. Scanlon, Mary Gay [D-PA-5] Mary Gay Scanlon D PA 5 2025-07-25 True S000185 Rep. Scott, Robert C. "Bobby" [D-VA-3] Robert Scott D VA C. "Bobby" 3 2025-07-25 True S001185 Rep. Sewell, Terri A. [D-AL-7] Terri Sewell D AL A. 7 2025-07-25 True T000488 Rep. Thanedar, Shri [D-MI-13] Shri Thanedar D MI 13 2025-07-25 True H001103 Rescom. Hernández, Pablo Jose [D-PR-At Large] Pablo Hernández D PR Jose 0 2025-07-29 False G000587 Rep. Garcia, Sylvia R. [D-TX-29] Sylvia Garcia D TX R. 29 2025-07-29 False L000607 Rep. Liccardo, Sam T. [D-CA-16] Sam Liccardo D CA T. 16 2025-07-29 False Emergency Management Emergency Management 2025-09-16T22:33:18Z 00 2025-07-25 Introduced in House 2026-03-03T15:51:37Z Fix Our Flooded Basements Act of 2025

This bill expands the disaster assistance provided to individuals and households for repairs to and property in flood-damaged basements. It also expands eligibility and coverage for certain group flood insurance.

Under current law, the Individual Assistance (IA) program of the Federal Emergency Management Agency (FEMA) limits home repair assistance for flood-damaged basements to damage affecting the safety, sanitation, or functionality of the home (e.g., structural damage, hazardous conditions). The bill allows home repair assistance for disaster-caused mold, mildew, and moisture damage in basements regardless of whether the damage affects safety, sanitation, or functionality. Additionally, flood-damaged basements are eligible for home repair assistance even when the basement is not required for occupying the dwelling.

Also, currently, IA assistance for flood-damaged personal property in basements is limited to washers, dryers, and property essential for occupying the dwelling. The bill expands IA personal property assistance to more broadly cover property damaged by disaster-caused flooding in basements. The scope of such assistance must at least equal the coverage for such damage by a standard policy under the National Flood Insurance Program (e.g., covering air conditioning units and freezers in basements). 

Additionally, FEMA must expand the eligibility and coverage of the group flood insurance it provides to IA recipients, including increasing the maximum coverage and expanding coverage for basements.

The bill also excludes from the maximum for IA housing assistance expenses for (1) hazard mitigation measures in flood-damaged basements, and (2) premiums for group flood insurance policies.

]]> Fix Our Flooded Basements Act of 2025 Display Title 45 Fix Our Flooded Basements Act of 2025 2025-08-06T05:23:21Z Short Title(s) as Introduced 101 Fix Our Flooded Basements Act of 2025 2025-08-06T05:23:19Z Introduced in House IH Official Title as Introduced 6 To ensure that certain assistance under the Robert T. Stafford Disaster Relief and Emergency Assistance Act is available for flood-damaged basements, and for other purposes. 2025-08-06T05:18:47Z Introduced in House IH Introduced in House 2025-07-25T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr4774ih/xml/BILLS-119hr4774ih.xml 2025-07-26 Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.