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    <number>4680</number>
    <updateDate>2026-03-27T08:06:45Z</updateDate>
    <updateDateIncludingText>2026-03-27T08:06:45Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2025-07-23</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/4680</legislationUrl>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 171, Number 126 (Wednesday, July 23, 2025)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Ms. JOHNSON of Texas:H.R. 4680.Congress has the power to enact this legislation pursuantto the following:The Necessary and Proper Clause--Article I, Section 8,Clause 18[Page H3648]</pre>]]></constitutionalAuthorityStatementText>
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    <sponsors>
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        <bioguideId>J000310</bioguideId>
        <fullName>Rep. Johnson, Julie [D-TX-32]</fullName>
        <firstName>Julie</firstName>
        <lastName>Johnson</lastName>
        <party>D</party>
        <state>TX</state>
        <district>32</district>
        <isByRequest>N</isByRequest>
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    </sponsors>
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        <bioguideId>T000481</bioguideId>
        <fullName>Rep. Tlaib, Rashida [D-MI-12]</fullName>
        <firstName>Rashida</firstName>
        <lastName>Tlaib</lastName>
        <party>D</party>
        <state>MI</state>
        <district>12</district>
        <sponsorshipDate>2025-09-15</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>S001225</bioguideId>
        <fullName>Rep. Sorensen, Eric [D-IL-17]</fullName>
        <firstName>Eric</firstName>
        <lastName>Sorensen</lastName>
        <party>D</party>
        <state>IL</state>
        <district>17</district>
        <sponsorshipDate>2025-09-15</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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        <bioguideId>E000301</bioguideId>
        <fullName>Rep. Elfreth, Sarah [D-MD-3]</fullName>
        <firstName>Sarah</firstName>
        <lastName>Elfreth</lastName>
        <party>D</party>
        <state>MD</state>
        <district>3</district>
        <sponsorshipDate>2025-10-10</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001223</bioguideId>
        <fullName>Rep. Sykes, Emilia Strong [D-OH-13]</fullName>
        <firstName>Emilia</firstName>
        <lastName>Sykes</lastName>
        <party>D</party>
        <state>OH</state>
        <middleName>Strong</middleName>
        <district>13</district>
        <sponsorshipDate>2025-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001238</bioguideId>
        <fullName>Rep. McBride, Sarah [D-DE-At Large]</fullName>
        <firstName>Sarah</firstName>
        <lastName>McBride</lastName>
        <party>D</party>
        <state>DE</state>
        <district>0</district>
        <sponsorshipDate>2025-11-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000606</bioguideId>
        <fullName>Rep. Latimer, George [D-NY-16]</fullName>
        <firstName>George</firstName>
        <lastName>Latimer</lastName>
        <party>D</party>
        <state>NY</state>
        <district>16</district>
        <sponsorshipDate>2026-03-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2025-09-17T16:48:04Z</updateDate>
      </policyArea>
    </subjects>
    <title>Access to Homeownership Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Access to Homeownership Act</title>
        <updateDate>2025-08-07T10:08:20Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Access to Homeownership Act</title>
        <updateDate>2025-08-07T10:08:18Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies.</title>
        <updateDate>2025-08-07T10:03:21Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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    </titles>
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        <type>Introduced in House</type>
        <date>2025-07-23T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-119hr4680ih/xml/BILLS-119hr4680ih.xml</url>
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    <latestAction>
      <actionDate>2025-07-23</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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