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    <number>4504</number>
    <updateDate>2026-01-16T09:06:10Z</updateDate>
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    <introducedDate>2025-07-17</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/4504</legislationUrl>
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      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 171, Number 123 (Thursday, July 17, 2025)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Ms. KAMLAGER-DOVE:H.R. 4504.Congress has the power to enact this legislation pursuantto the following:This bill is introduced pursuant to the powers granted toCongress under the General Welfare Clause (Art. 1 Sec. 8 Cl.1), the Commerce Clause (Art. 1 Sec. 8 Cl. 3), and theNecessary and Proper Clause (Art. 1 Sec. 8 CI. 18). Further,this statement of constitutional authority is made for thesole purpose of compliance with clause 7 of Rule XII of theRules of the House of[Page H3476]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <title>INSURE Act</title>
        <congress>119</congress>
        <number>2349</number>
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          <actionDate>2025-07-17</actionDate>
          <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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        <fullName>Rep. Kamlager-Dove, Sydney [D-CA-37]</fullName>
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        <lastName>Kamlager-Dove</lastName>
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        <fullName>Rep. Matsui, Doris O. [D-CA-7]</fullName>
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        <middleName>O.</middleName>
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        <fullName>Rep. Carbajal, Salud O. [D-CA-24]</fullName>
        <firstName>Salud</firstName>
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        <state>CA</state>
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        <bioguideId>W000797</bioguideId>
        <fullName>Rep. Wasserman Schultz, Debbie [D-FL-25]</fullName>
        <firstName>Debbie</firstName>
        <lastName>Wasserman Schultz</lastName>
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        <state>FL</state>
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        <fullName>Rep. Tokuda, Jill N. [D-HI-2]</fullName>
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        <lastName>Tokuda</lastName>
        <party>D</party>
        <state>HI</state>
        <middleName>N.</middleName>
        <district>2</district>
        <sponsorshipDate>2025-10-03</sponsorshipDate>
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        <bioguideId>L000397</bioguideId>
        <fullName>Rep. Lofgren, Zoe [D-CA-18]</fullName>
        <firstName>Zoe</firstName>
        <lastName>Lofgren</lastName>
        <party>D</party>
        <state>CA</state>
        <district>18</district>
        <sponsorshipDate>2025-10-28</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <item>
        <bioguideId>H001068</bioguideId>
        <fullName>Rep. Huffman, Jared [D-CA-2]</fullName>
        <firstName>Jared</firstName>
        <lastName>Huffman</lastName>
        <party>D</party>
        <state>CA</state>
        <district>2</district>
        <sponsorshipDate>2026-01-15</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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      <name>Finance and Financial Sector</name>
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        <name>Finance and Financial Sector</name>
        <updateDate>2025-09-11T16:27:07Z</updateDate>
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    <title>INSURE Act</title>
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        <title>Incorporating National Support for Unprecedented Risks and Emergencies Act</title>
        <updateDate>2025-07-30T12:38:25Z</updateDate>
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      <item>
        <titleType>Official Title as Introduced</titleType>
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        <title>To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes.</title>
        <updateDate>2025-07-30T12:33:59Z</updateDate>
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    <latestAction>
      <actionDate>2025-07-17</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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