3.0.0 423 2026-07-18T00:05:59Z 2026-07-18T00:05:59Z House H HR 2025-01-15 119 https://www.congress.gov/bill/119th-congress/house-bill/423 [Congressional Record Volume 171, Number 8 (Wednesday, January 15, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. COHEN:H.R. 423.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8[Page H186]]]> hsju00 Judiciary Committee House Standing Referred To 2025-01-15T15:04:10Z 2025-01-15 Referred to the House Committee on the Judiciary. IntroReferral H11100 2 House floor actions hsju00 Judiciary Committee 2025-01-15 Introduced in House IntroReferral Intro-H 9 Library of Congress 2025-01-15 Introduced in House IntroReferral 1000 9 Library of Congress C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 N D000096 Rep. Davis, Danny K. [D-IL-7] Danny Davis D IL K. 7 2025-01-15 True S001193 Rep. Swalwell, Eric [D-CA-14] Eric Swalwell D CA 14 2025-01-15 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2025-01-15 True B001285 Rep. Brownley, Julia [D-CA-26] Julia Brownley D CA 26 2025-01-15 True K000389 Rep. Khanna, Ro [D-CA-17] Ro Khanna D CA 17 2025-05-01 False Finance and Financial Sector Finance and Financial Sector 2025-02-12T18:28:07Z 00 2025-01-15 Introduced in House 2025-03-28T15:27:01Z Private Student Loan Bankruptcy Fairness Act of 2025

This bill modifies the treatment of certain student loans in bankruptcy.

Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

]]> Private Student Loan Bankruptcy Fairness Act of 2025 Display Title 45 Private Student Loan Bankruptcy Fairness Act of 2025 2026-07-18T00:05:59Z Official Title as Introduced 6 To amend title 11 of the United States Code to modify the dischargeability of debts for certain educational payments and loans. 2026-07-18T00:05:59Z Introduced in House IH Short Title(s) as Introduced 101 Private Student Loan Bankruptcy Fairness Act of 2025 2025-02-11T05:53:19Z Introduced in House IH Introduced in House 2025-01-15T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr423ih/xml/BILLS-119hr423ih.xml 2025-01-15 Referred to the House Committee on the Judiciary. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.