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  <bill>
    <number>4167</number>
    <updateDate>2026-06-09T08:06:48Z</updateDate>
    <updateDateIncludingText>2026-06-09T08:06:48Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2025-06-26</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/4167</legislationUrl>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 171, Number 110 (Thursday, June 26, 2025)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. FITZGERALD:H.R. 4167.Congress has the power to enact this legislation pursuantto the following:Article I, Section VIII of the United States Constitution[Page H3011]</pre>]]></constitutionalAuthorityStatementText>
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        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Referred To</name>
            <date>2025-06-26T14:05:05Z</date>
          </item>
        </activities>
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        <actionDate>2025-06-26</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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            <name>Financial Services Committee</name>
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        <text>Introduced in House</text>
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        <bioguideId>F000471</bioguideId>
        <fullName>Rep. Fitzgerald, Scott [R-WI-5]</fullName>
        <firstName>Scott</firstName>
        <lastName>Fitzgerald</lastName>
        <party>R</party>
        <state>WI</state>
        <district>5</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
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        <bioguideId>S000344</bioguideId>
        <fullName>Rep. Sherman, Brad [D-CA-32]</fullName>
        <firstName>Brad</firstName>
        <lastName>Sherman</lastName>
        <party>D</party>
        <state>CA</state>
        <district>32</district>
        <sponsorshipDate>2025-06-26</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001204</bioguideId>
        <fullName>Rep. Meuser, Daniel [R-PA-9]</fullName>
        <firstName>Daniel</firstName>
        <lastName>Meuser</lastName>
        <party>R</party>
        <state>PA</state>
        <district>9</district>
        <sponsorshipDate>2025-06-26</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000397</bioguideId>
        <fullName>Rep. Kim, Young [R-CA-40]</fullName>
        <firstName>Young</firstName>
        <lastName>Kim</lastName>
        <party>R</party>
        <state>CA</state>
        <district>40</district>
        <sponsorshipDate>2025-06-26</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
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      <item>
        <bioguideId>V000130</bioguideId>
        <fullName>Rep. Vargas, Juan [D-CA-52]</fullName>
        <firstName>Juan</firstName>
        <lastName>Vargas</lastName>
        <party>D</party>
        <state>CA</state>
        <district>52</district>
        <sponsorshipDate>2025-06-26</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000480</bioguideId>
        <fullName>Rep. Timmons, William R. [R-SC-4]</fullName>
        <firstName>William</firstName>
        <lastName>Timmons</lastName>
        <party>R</party>
        <state>SC</state>
        <middleName>R.</middleName>
        <district>4</district>
        <sponsorshipDate>2025-06-26</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000466</bioguideId>
        <fullName>Rep. Fitzpatrick, Brian K. [R-PA-1]</fullName>
        <firstName>Brian</firstName>
        <lastName>Fitzpatrick</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>K.</middleName>
        <district>1</district>
        <sponsorshipDate>2025-06-26</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000613</bioguideId>
        <fullName>Rep. Panetta, Jimmy [D-CA-19]</fullName>
        <firstName>Jimmy</firstName>
        <lastName>Panetta</lastName>
        <party>D</party>
        <state>CA</state>
        <district>19</district>
        <sponsorshipDate>2025-06-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001112</bioguideId>
        <fullName>Rep. Carbajal, Salud O. [D-CA-24]</fullName>
        <firstName>Salud</firstName>
        <lastName>Carbajal</lastName>
        <party>D</party>
        <state>CA</state>
        <middleName>O.</middleName>
        <district>24</district>
        <sponsorshipDate>2025-08-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001110</bioguideId>
        <fullName>Rep. Correa, J. Luis [D-CA-46]</fullName>
        <firstName>J.</firstName>
        <lastName>Correa</lastName>
        <party>D</party>
        <state>CA</state>
        <middleName>Luis</middleName>
        <district>46</district>
        <sponsorshipDate>2025-09-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000599</bioguideId>
        <fullName>Rep. Lawler, Michael [R-NY-17]</fullName>
        <firstName>Michael</firstName>
        <lastName>Lawler</lastName>
        <party>R</party>
        <state>NY</state>
        <district>17</district>
        <sponsorshipDate>2025-09-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>V000138</bioguideId>
        <fullName>Rep. Vindman, Eugene Simon [D-VA-7]</fullName>
        <firstName>Eugene</firstName>
        <lastName>Vindman</lastName>
        <party>D</party>
        <state>VA</state>
        <middleName>Simon</middleName>
        <district>7</district>
        <sponsorshipDate>2025-10-06</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001137</bioguideId>
        <fullName>Rep. Meeks, Gregory W. [D-NY-5]</fullName>
        <firstName>Gregory</firstName>
        <lastName>Meeks</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>W.</middleName>
        <district>5</district>
        <sponsorshipDate>2025-10-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001090</bioguideId>
        <fullName>Rep. Harder, Josh [D-CA-9]</fullName>
        <firstName>Josh</firstName>
        <lastName>Harder</lastName>
        <party>D</party>
        <state>CA</state>
        <district>9</district>
        <sponsorshipDate>2025-10-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001287</bioguideId>
        <fullName>Rep. Bera, Ami [D-CA-6]</fullName>
        <firstName>Ami</firstName>
        <lastName>Bera</lastName>
        <party>D</party>
        <state>CA</state>
        <district>6</district>
        <sponsorshipDate>2025-10-31</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000193</bioguideId>
        <fullName>Rep. Nunn, Zachary [R-IA-3]</fullName>
        <firstName>Zachary</firstName>
        <lastName>Nunn</lastName>
        <party>R</party>
        <state>IA</state>
        <district>3</district>
        <sponsorshipDate>2025-12-01</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000816</bioguideId>
        <fullName>Rep. Williams, Roger [R-TX-25]</fullName>
        <firstName>Roger</firstName>
        <lastName>Williams</lastName>
        <party>R</party>
        <state>TX</state>
        <district>25</district>
        <sponsorshipDate>2025-12-01</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>E000246</bioguideId>
        <fullName>Rep. Edwards, Chuck [R-NC-11]</fullName>
        <firstName>Chuck</firstName>
        <lastName>Edwards</lastName>
        <party>R</party>
        <state>NC</state>
        <district>11</district>
        <sponsorshipDate>2025-12-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001188</bioguideId>
        <fullName>Rep. Stutzman, Marlin A. [R-IN-3]</fullName>
        <firstName>Marlin</firstName>
        <lastName>Stutzman</lastName>
        <party>R</party>
        <state>IN</state>
        <middleName>A.</middleName>
        <district>3</district>
        <sponsorshipDate>2025-12-04</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001238</bioguideId>
        <fullName>Rep. McBride, Sarah [D-DE-At Large]</fullName>
        <firstName>Sarah</firstName>
        <lastName>McBride</lastName>
        <party>D</party>
        <state>DE</state>
        <district>0</district>
        <sponsorshipDate>2025-12-05</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001230</bioguideId>
        <fullName>Rep. Mackenzie, Ryan [R-PA-7]</fullName>
        <firstName>Ryan</firstName>
        <lastName>Mackenzie</lastName>
        <party>R</party>
        <state>PA</state>
        <district>7</district>
        <sponsorshipDate>2025-12-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000597</bioguideId>
        <fullName>Rep. Garbarino, Andrew R. [R-NY-2]</fullName>
        <firstName>Andrew</firstName>
        <lastName>Garbarino</lastName>
        <party>R</party>
        <state>NY</state>
        <middleName>R.</middleName>
        <district>2</district>
        <sponsorshipDate>2026-01-07</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001227</bioguideId>
        <fullName>Rep. McClellan, Jennifer L. [D-VA-4]</fullName>
        <firstName>Jennifer</firstName>
        <lastName>McClellan</lastName>
        <party>D</party>
        <state>VA</state>
        <middleName>L.</middleName>
        <district>4</district>
        <sponsorshipDate>2026-01-07</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>E000235</bioguideId>
        <fullName>Rep. Ezell, Mike [R-MS-4]</fullName>
        <firstName>Mike</firstName>
        <lastName>Ezell</lastName>
        <party>R</party>
        <state>MS</state>
        <district>4</district>
        <sponsorshipDate>2026-01-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000626</bioguideId>
        <fullName>Rep. Davidson, Warren [R-OH-8]</fullName>
        <firstName>Warren</firstName>
        <lastName>Davidson</lastName>
        <party>R</party>
        <state>OH</state>
        <district>8</district>
        <sponsorshipDate>2026-01-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001101</bioguideId>
        <fullName>Rep. Harrigan, Pat [R-NC-10]</fullName>
        <firstName>Pat</firstName>
        <lastName>Harrigan</lastName>
        <party>R</party>
        <state>NC</state>
        <district>10</district>
        <sponsorshipDate>2026-01-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000477</bioguideId>
        <fullName>Rep. Foushee, Valerie P. [D-NC-4]</fullName>
        <firstName>Valerie</firstName>
        <lastName>Foushee</lastName>
        <party>D</party>
        <state>NC</state>
        <middleName>P.</middleName>
        <district>4</district>
        <sponsorshipDate>2026-02-04</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001136</bioguideId>
        <fullName>Rep. Conaway, Herbert C. [D-NJ-3]</fullName>
        <firstName>Herbert</firstName>
        <lastName>Conaway</lastName>
        <party>D</party>
        <state>NJ</state>
        <middleName>C.</middleName>
        <district>3</district>
        <sponsorshipDate>2026-02-04</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S000168</bioguideId>
        <fullName>Rep. Salazar, Maria Elvira [R-FL-27]</fullName>
        <firstName>Maria</firstName>
        <lastName>Salazar</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>Elvira</middleName>
        <district>27</district>
        <sponsorshipDate>2026-02-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000830</bioguideId>
        <fullName>Rep. Whitesides, George [D-CA-27]</fullName>
        <firstName>George</firstName>
        <lastName>Whitesides</lastName>
        <party>D</party>
        <state>CA</state>
        <district>27</district>
        <sponsorshipDate>2026-03-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000606</bioguideId>
        <fullName>Rep. Latimer, George [D-NY-16]</fullName>
        <firstName>George</firstName>
        <lastName>Latimer</lastName>
        <party>D</party>
        <state>NY</state>
        <district>16</district>
        <sponsorshipDate>2026-03-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001200</bioguideId>
        <fullName>Rep. Soto, Darren [D-FL-9]</fullName>
        <firstName>Darren</firstName>
        <lastName>Soto</lastName>
        <party>D</party>
        <state>FL</state>
        <district>9</district>
        <sponsorshipDate>2026-04-14</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001300</bioguideId>
        <fullName>Rep. Barragán, Nanette Diaz [D-CA-44]</fullName>
        <firstName>Nanette</firstName>
        <lastName>Barragán</lastName>
        <party>D</party>
        <state>CA</state>
        <middleName>Diaz</middleName>
        <district>44</district>
        <sponsorshipDate>2026-04-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000609</bioguideId>
        <fullName>Rep. Rutherford, John H. [R-FL-5]</fullName>
        <firstName>John</firstName>
        <lastName>Rutherford</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>H.</middleName>
        <district>5</district>
        <sponsorshipDate>2026-04-20</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001240</bioguideId>
        <fullName>Rep. McDowell, Addison P. [R-NC-6]</fullName>
        <firstName>Addison</firstName>
        <lastName>McDowell</lastName>
        <party>R</party>
        <state>NC</state>
        <middleName>P.</middleName>
        <district>6</district>
        <sponsorshipDate>2026-04-21</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000482</bioguideId>
        <fullName>Rep. Trahan, Lori [D-MA-3]</fullName>
        <firstName>Lori</firstName>
        <lastName>Trahan</lastName>
        <party>D</party>
        <state>MA</state>
        <district>3</district>
        <sponsorshipDate>2026-04-22</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000230</bioguideId>
        <fullName>Rep. Davis, Donald G. [D-NC-1]</fullName>
        <firstName>Donald</firstName>
        <lastName>Davis</lastName>
        <party>D</party>
        <state>NC</state>
        <middleName>G.</middleName>
        <district>1</district>
        <sponsorshipDate>2026-04-27</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M000312</bioguideId>
        <fullName>Rep. McGovern, James P. [D-MA-2]</fullName>
        <firstName>James</firstName>
        <lastName>McGovern</lastName>
        <party>D</party>
        <state>MA</state>
        <middleName>P.</middleName>
        <district>2</district>
        <sponsorshipDate>2026-04-30</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000015</bioguideId>
        <fullName>Rep. Neal, Richard E. [D-MA-1]</fullName>
        <firstName>Richard</firstName>
        <lastName>Neal</lastName>
        <party>D</party>
        <state>MA</state>
        <middleName>E.</middleName>
        <district>1</district>
        <sponsorshipDate>2026-05-12</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000831</bioguideId>
        <fullName>Rep. Walkinshaw, James R. [D-VA-11]</fullName>
        <firstName>James</firstName>
        <lastName>Walkinshaw</lastName>
        <party>D</party>
        <state>VA</state>
        <middleName>R.</middleName>
        <district>11</district>
        <sponsorshipDate>2026-05-21</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>Y000067</bioguideId>
        <fullName>Rep. Yakym, Rudy [R-IN-2]</fullName>
        <firstName>Rudy</firstName>
        <lastName>Yakym</lastName>
        <party>R</party>
        <state>IN</state>
        <district>2</district>
        <sponsorshipDate>2026-06-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001133</bioguideId>
        <fullName>Rep. Ciscomani, Juan [R-AZ-6]</fullName>
        <firstName>Juan</firstName>
        <lastName>Ciscomani</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>6</district>
        <sponsorshipDate>2026-06-08</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2025-07-25T12:21:09Z</updateDate>
      </policyArea>
    </subjects>
    <title>Expanding Access to Lending Options Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Expanding Access to Lending Options Act</title>
        <updateDate>2025-07-15T04:23:23Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Expanding Access to Lending Options Act</title>
        <updateDate>2025-07-15T04:23:22Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes.</title>
        <updateDate>2025-07-15T04:18:31Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <type>Introduced in House</type>
        <date>2025-06-26T04:00:00Z</date>
        <formats>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-119hr4167ih/xml/BILLS-119hr4167ih.xml</url>
          </item>
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    <latestAction>
      <actionDate>2025-06-26</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
    </latestAction>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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