3.0.0 3380 2026-05-02T19:06:20Z 2026-05-02T19:06:20Z House H HR 2025-05-14 119 https://www.congress.gov/bill/119th-congress/house-bill/3380 [Congressional Record Volume 171, Number 81 (Wednesday, May 14, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. LOUDERMILK:H.R. 3380.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8[Page H2052]]]> hsba00 Financial Services Committee House Standing Reported By 2025-06-04T19:10:40Z Markup By 2025-05-21T16:02:00Z Referred To 2025-05-14T14:00:20Z H. Rept. 119-135 TAILOR Act of 2025 119 427 S 2025-02-05 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2025-06-04 Placed on the Union Calendar, Calendar No. 104. Calendars H12410 2 House floor actions U00104 2025-06-04 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2025-06-04 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2025-05-21 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23. Committee 2025-05-21 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held Committee 2025-05-14 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2025-05-14 Introduced in House IntroReferral Intro-H 9 Library of Congress 2025-05-14 Introduced in House IntroReferral 1000 9 Library of Congress L000583 Rep. Loudermilk, Barry [R-GA-11] Barry Loudermilk R GA 11 N D000634 Rep. Downing, Troy [R-MT-2] Troy Downing R MT 2 2025-06-03 False 2026-02-06T16:58:00Z H.R. 3380, TAILOR Act of 2025 https://www.cbo.gov/publication/62091 As reported by the House Committee on Financial Services on June 4, 2025 Finance and Financial Sector Banking and financial institutions regulation 2025-05-28T14:33:32Z Business records 2025-05-28T14:48:09Z Congressional oversight 2025-05-28T14:40:51Z Finance and Financial Sector 2025-05-22T17:51:12Z 07 2025-06-04 Reported to House 2025-09-02T20:57:57Z Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025

This bill addresses the supervision of financial institutions.

Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.

The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.

Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

]]> TAILOR Act of 2025 Short Title(s) as Reported to House 102 TAILOR Act of 2025 2025-06-05T07:53:16Z H House Reported in House RH Short Title(s) as Reported to House 102 Taking Account of Institutions with Low Operation Risk Act of 2025 2025-06-05T07:53:16Z H House Reported in House RH Display Title 45 TAILOR Act of 2025 2025-05-15T09:38:40Z Short Title(s) as Introduced 101 TAILOR Act of 2025 2025-05-15T09:38:19Z Introduced in House IH Short Title(s) as Introduced 101 Taking Account of Institutions with Low Operation Risk Act of 2025 2025-05-15T09:38:19Z Introduced in House IH Official Title as Introduced 6 To require the Federal financial institutions regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions, and for other purposes. 2025-05-15T09:36:16Z Introduced in House IH Reported in House 2025-06-04T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr3380rh/xml/BILLS-119hr3380rh.xml Introduced in House 2025-05-14T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr3380ih/xml/BILLS-119hr3380ih.xml 2025-06-04 Placed on the Union Calendar, Calendar No. 104. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.