3.0.0 3234 2026-02-04T05:06:16Z 2026-02-04T05:06:16Z House H HR 2025-05-07 119 https://www.congress.gov/bill/119th-congress/house-bill/3234 <pre>[Congressional Record Volume 171, Number 76 (Wednesday, May 7, 2025)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. EMMER:H.R. 3234.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 of the United States Constitution[Page H1910]</pre> hsba00 Financial Services Committee House Standing Reported By 2025-11-04T18:46:00Z Markup By 2025-09-16T14:38:33Z Referred To 2025-05-07T14:05:15Z H. Rept. 119-362 119 6955 HR 2026-01-07 Referred to the House Committee on Financial Services. Related bill CRS 2025-11-04 Placed on the Union Calendar, Calendar No. 314. Calendars H12410 2 House floor actions U00314 2025-11-04 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-362. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2025-11-04 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-362. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2025-09-16 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0. Committee 2025-09-16 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held Committee 2025-05-07 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2025-05-07 Introduced in House IntroReferral Intro-H 9 Library of Congress 2025-05-07 Introduced in House IntroReferral 1000 9 Library of Congress E000294 Rep. Emmer, Tom [R-MN-6] Tom Emmer R MN 6 N B001281 Rep. Beatty, Joyce [D-OH-3] Joyce Beatty D OH 3 2025-05-07 True M001204 Rep. Meuser, Daniel [R-PA-9] Daniel Meuser R PA 9 2025-05-07 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2025-05-07 True B001282 Rep. Barr, Andy [R-KY-6] Andy Barr R KY 6 2025-05-20 False F000474 Rep. Flood, Mike [R-NE-1] Mike Flood R NE 1 2025-07-02 False W000816 Rep. Williams, Roger [R-TX-25] Roger Williams R TX 25 2025-07-02 False E000235 Rep. Ezell, Mike [R-MS-4] Mike Ezell R MS 4 2025-09-11 False S000250 Rep. Sessions, Pete [R-TX-17] Pete Sessions R TX 17 2025-09-15 False G000592 Rep. Golden, Jared F. [D-ME-2] Jared Golden D ME F. 2 2025-09-18 False B001301 Rep. Bergman, Jack [R-MI-1] Jack Bergman R MI 1 2025-09-18 False R000575 Rep. Rogers, Mike D. [R-AL-3] Mike Rogers R AL 3 2025-11-04 False Finance and Financial Sector Bank accounts, deposits, capital 2025-09-18T18:34:03Z Banking and financial institutions regulation 2025-09-18T20:00:47Z Finance and Financial Sector 2025-05-21T12:01:07Z

00 2025-05-07 Introduced in House 2025-12-15T23:01:38Z <p>This bill increases the amount insured depository&nbsp;institutions may accept as reciprocal deposits. (Reciprocal deposits are used by institutions to increase the availability of deposit insurance by splitting large deposits using a reciprocal network of institutions.) The bill creates a tiered system so that the allowable amount is based on the institution's total liabilities.</p><p>Additionally, the bill changes certain qualifications insured depository institutions may be required to have to accept reciprocal deposits. Under current law, institutions&nbsp;may qualify by having a composite rating of outstanding or good, among other requirements. The bill allows institutions with a 1, 2, or 3 rating under the CAMELS scale to qualify. (The Uniform Financial Institutions Rating System uses the characteristics of capital adequacy, asset quality, management, earnings, liquidity, and sensitivity to market risk (i.e., CAMELS ratings) to rate the health of financial institutions, with a 1 indicating the highest rating and least degree of supervisory concern and a 5 indicating the lowest rating and highest degree of supervisory concern.)</p>

Display Title 45 2025-11-05T03:53:13Z Short Title(s) as Reported to House 102 2025-11-05T03:53:12Z H House Reported in House RH Official Title as Introduced 6 2025-05-15T03:59:21Z Introduced in House IH Reported in House 2025-11-04T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr3234rh/xml/BILLS-119hr3234rh.xml Introduced in House 2025-05-07T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr3234ih/xml/BILLS-119hr3234ih.xml 2025-11-04 Placed on the Union Calendar, Calendar No. 314. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.