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    <number>2183</number>
    <updateDate>2026-01-30T20:17:21Z</updateDate>
    <updateDateIncludingText>2026-01-30T20:17:21Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2025-03-18</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/2183</legislationUrl>
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      <constitutionalAuthorityStatementText>&lt;pre&gt;[Congressional Record Volume 171, Number 50 (Tuesday, March 18, 2025)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Mr. EMMER:H.R. 2183.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8[Page H1172]&lt;/pre&gt;</constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <date>2025-03-18T16:03:00Z</date>
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        <actionDate>2025-03-18</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <text>Introduced in House</text>
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    <sponsors>
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        <bioguideId>E000294</bioguideId>
        <fullName>Rep. Emmer, Tom [R-MN-6]</fullName>
        <firstName>Tom</firstName>
        <lastName>Emmer</lastName>
        <party>R</party>
        <state>MN</state>
        <district>6</district>
        <isByRequest>N</isByRequest>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2025-04-03T12:05:48Z</updateDate>
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        <actionDate>2025-03-18</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2026-01-30T20:14:56Z</updateDate>
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          <text>&lt;p&gt;&lt;strong&gt;CFPB Dual Mandate and Economic Analysis Act &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;This bill establishes the Office of Economic Analysis in the Consumer Financial Protection Bureau (CFPB). The office must review all proposed guidance, orders, rules, and regulations with respect to their impact on consumer choice, price, and access to credit products. The office must also continue to periodically review these materials and evaluate how well they address the problems that they were intended to address.&lt;/p&gt;&lt;p&gt;The CFPB must consider the office's evaluations and identify in each proposed rulemaking the problem to be solved by the rule or regulation and the metrics the CFPB will use to measure the success of the rule or regulation. These metrics must include a measurement of changes regarding consumer access to, and the cost of, consumer financial products and services.&lt;/p&gt;&lt;p&gt;Additionally, the bill revises the purpose of the CFPB to include strengthening private sector participation in markets, without government interference or subsidies, in order to increase competition and enhance consumer choice.&lt;/p&gt;</text>
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    <title>CFPB Dual Mandate and Economic Analysis Act</title>
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        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>CFPB Dual Mandate and Economic Analysis Act</title>
        <updateDate>2025-04-02T04:23:24Z</updateDate>
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        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>CFPB Dual Mandate and Economic Analysis Act</title>
        <updateDate>2025-04-02T04:23:22Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      <item>
        <titleType>Official Title as Introduced</titleType>
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        <title>To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes.</title>
        <updateDate>2025-04-02T04:18:30Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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        <type>Introduced in House</type>
        <date>2025-03-18T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-119hr2183ih/xml/BILLS-119hr2183ih.xml</url>
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    <latestAction>
      <actionDate>2025-03-18</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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