3.0.0
1815
2025-10-09T03:26:17Z
2025-10-09T03:26:17Z
House
H
HR
2025-03-03
119
https://www.congress.gov/bill/119th-congress/house-bill/1815
[Congressional Record Volume 171, Number 40 (Monday, March 3, 2025)][House][Pages H946-H947]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. VAN ORDEN:H.R. 1815.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3[[Page H947]]
- ssva00
Veterans' Affairs Committee
Senate
Standing
  - Discharged From
2025-07-16T01:49:10Z
  - Referred To
2025-05-20T19:37:11Z
- hsvr00
Veterans' Affairs Committee
House
Standing
  - hsvr10
Economic Opportunity Subcommittee
    - Reported by
2025-04-09T21:00:39Z
    - Markup by
2025-04-09T20:27:23Z
    - Hearings By (subcommittee)
2025-03-10T19:17:10Z
    - Referred to
2025-03-10T19:17:06Z
  - Reported By
2025-05-19T16:10:24Z
  - Markup By
2025-05-06T14:17:22Z
  - Referred To
2025-03-03T17:03:10Z
H. Rept. 119-104
- 2025-07-30
Became Public Law No: 119-31.
President
E40000
9
Library of Congress
- 2025-07-30
Became Public Law No: 119-31.
BecameLaw
36000
9
Library of Congress
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Signed by President.
President
E30000
9
Library of Congress
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Signed by President.
BecameLaw
36000
9
Library of Congress
- 2025-07-18
Presented to President.
Floor
E20000
2
House floor actions
- 2025-07-18
Presented to President.
President
28000
9
Library of Congress
- 2025-07-16
Senate
Message on Senate action sent to the House.
Floor
- 2025-07-15
Senate
Passed Senate without amendment by Voice Vote. (consideration: CR S4373-4374: 4)
Floor
- 2025-07-15
Passed/agreed to in Senate: Passed Senate without amendment by Voice Vote.
Floor
17000
9
Library of Congress
- 2025-07-15
  - ssva00
Veterans' Affairs Committee
Senate
Senate Committee on Veterans' Affairs discharged by Unanimous Consent.
Discharge
- 2025-07-15
Senate Committee on Veterans' Affairs discharged by Unanimous Consent.
Committee
14500
9
Library of Congress
  - ssva00
Veterans' Affairs Committee
- 2025-05-20
  - ssva00
Veterans' Affairs Committee
Senate
Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.
IntroReferral
- 2025-05-19
17:03:11
Motion to reconsider laid on the table Agreed to without objection.
Floor
H38310
2
House floor actions
- 2025-05-19
17:03:08
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)
Floor
H37300
2
House floor actions
- 2025-05-19
17:03:08
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)
Floor
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Library of Congress
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16:39:52
DEBATE - The House proceeded with forty minutes of debate on H.R. 1815.
Floor
H8D000
2
House floor actions
- 2025-05-19
16:39:50
Considered under suspension of the rules. (consideration: CR H2126-2129)
Floor
H30000
2
House floor actions
- 2025-05-19
16:39:25
Mr. Bost moved to suspend the rules and pass the bill, as amended.
Floor
H30300
2
House floor actions
- 2025-05-19
Placed on the Union Calendar, Calendar No. 77.
Calendars
H12410
2
House floor actions
U00077
- 2025-05-19
Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-104.
Committee
H12200
2
House floor actions
  - hsvr00
Veterans' Affairs Committee
- 2025-05-19
Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-104.
Committee
5000
9
Library of Congress
  - hsvr00
Veterans' Affairs Committee
- 2025-05-06
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Veterans' Affairs Committee
1
House committee actions
Committee Consideration and Mark-up Session Held
Committee
- 2025-04-09
  - hsvr10
Economic Opportunity Subcommittee
1
House committee actions
Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote.
Committee
- 2025-04-09
  - hsvr10
Economic Opportunity Subcommittee
1
House committee actions
Subcommittee Consideration and Mark-up Session Held
Committee
- 2025-03-10
  - hsvr10
Economic Opportunity Subcommittee
1
House committee actions
Subcommittee Hearings Held
Committee
- 2025-03-10
  - hsvr10
Economic Opportunity Subcommittee
1
House committee actions
Referred to the Subcommittee on Economic Opportunity.
Committee
- 2025-03-03
Referred to the House Committee on Veterans' Affairs.
IntroReferral
H11100
2
House floor actions
  - hsvr00
Veterans' Affairs Committee
- 2025-03-03
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2025-03-03
Introduced in House
IntroReferral
1000
9
Library of Congress
- V000135
Rep. Van Orden, Derrick [R-WI-3]
Derrick
Van Orden
R
WI
3
N
- 2025-05-16T17:09:09Z

H.R. 1815, VA Home Loan Program Reform Act
https://www.cbo.gov/publication/61402
As ordered reported by the House Committee on Veterans’ Affairs on May 6, 2025
- Public Law
119-31
Armed Forces and National Security
- Accounting and auditing
2025-04-01T15:30:47Z
- Congressional oversight
2025-04-01T15:30:53Z
- Government lending and loan guarantees
2025-04-01T15:30:26Z
- Real estate business
2025-04-01T15:30:57Z
- Veterans' loans, housing, homeless programs
2025-04-01T15:30:19Z
Armed Forces and National Security
2025-03-26T15:10:44Z
00
2025-03-03
Introduced in House
2025-05-23T14:22:10Z
VA Home Loan Program Reform Act
This bill authorizes the Department of Veterans Affairs (VA) to take certain actions in cases of default on home loans under the VA home loan program and establishes a partial claim program.
First, the bill authorizes the VA to pay the holder of a loan guaranteed by the VA an amount necessary to avoid the foreclosure of the loan, provided that the holder of the loan and the veteran obligated on the loan execute documents to ensure the VA obtains a secured interest in the property covered by the loan.
The VA must prescribe loss mitigation procedures to help prevent the foreclosure of such a home loan. The VA may not take specified administrative actions (e.g., consent to the modification of loan terms) until the sequence of mitigation options has been completed.
Next, the bill establishes a five-year Partial Claim Program under which the VA may make a partial claim (purchase a portion of the indebtedness) on VA loans for primary residences that are in default or at imminent risk of default. Individuals who default on loans for which the VA has made a partial claim under this program must be liable to the VA for any loss resulting from the default.
Finally, the VA must report to Congress on its strategy to ensure that veterans who purchase homes under the VA home loan program are not at a disadvantage when attempting to secure representation by a real estate agent or broker.

VA Home Loan Program Reform Act
- Short Titles from ENR (Enrolled) bill text
147

VA Home Loan Program Reform Act
2025-07-17T02:38:21Z
J
Joint
Enrolled Bill
ENR
- Short Titles from RFS (Referred to Senate) bill text
255

VA Home Loan Program Reform Act
2025-05-22T02:23:18Z
S
Senate
Referred in Senate
RFS
- Short Title(s) as Passed House
104

VA Home Loan Program Reform Act
2025-05-21T04:08:20Z
H
House
Engrossed in House
EH
- Short Title(s) as Reported to House
102

VA Home Loan Program Reform Act
2025-05-20T04:38:17Z
H
House
Reported in House
RH
- Display Title
45

VA Home Loan Program Reform Act
2025-03-19T03:08:21Z
- Short Title(s) as Introduced
101

VA Home Loan Program Reform Act
2025-03-19T03:08:19Z
Introduced in House
IH
- Official Title as Introduced
6

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes.
2025-03-19T03:03:32Z
Introduced in House
IH
- Enrolled Bill
  - https://www.govinfo.gov/content/pkg/BILLS-119hr1815enr/xml/BILLS-119hr1815enr.xml
- Referred in Senate
2025-05-20T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119hr1815rfs/xml/BILLS-119hr1815rfs.xml
- Reported in House
2025-05-19T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119hr1815rh/xml/BILLS-119hr1815rh.xml
- Engrossed in House
2025-05-19T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119hr1815eh/xml/BILLS-119hr1815eh.xml
- Introduced in House
2025-03-03T05:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119hr1815ih/xml/BILLS-119hr1815ih.xml
- 2025-07-31T03:59:59Z
  - https://www.govinfo.gov/content/pkg/PLAW-119publ31/uslm/PLAW-119publ31.xml
United States Legislative Markup
Public Law
2025-07-30
Became Public Law No: 119-31.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
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