Fair Lending for All Act

3.0.0 166 2025-02-11T21:44:27Z 2025-02-11T21:44:27Z House H HR 2025-01-03 119 <pre>[Congressional Record Volume 171, Number 1 (Friday, January 3, 2025)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. GREEN of Texas:H.R. 166.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18The single subject of this legislation is:This bill modifies provisions related to prohibited creditdiscrimination.[Page H41]</pre> hsba00 Financial Services Committee House Standing Referred To 2025-01-03T16:21:25Z 2025-01-03 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2025-01-03 Introduced in House IntroReferral Intro-H 9 Library of Congress 2025-01-03 Introduced in House IntroReferral 1000 9 Library of Congress G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 N Finance and Financial Sector Finance and Financial Sector 2025-02-04T12:37:39Z

00 2025-01-03 Introduced in House 2025-02-11T21:37:52Z Fair Lending for All Act This bill adds classes of individuals protected under the Equal Credit Opportunity Act.With respect to credit transactions, the bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)The bill establishes criminal penalties for violations of prohibited credit discrimination.The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

Fair Lending for All Act Display Title 45 Fair Lending for All Act 2025-02-04T05:38:17Z Short Title(s) as Introduced 101 Fair Lending for All Act 2025-02-04T05:38:16Z Introduced in House IH Official Title as Introduced 6 To establish an Office of Fair Lending Testing to test for compliance with the Equal Credit Opportunity Act, to strengthen the Equal Credit Opportunity Act, to ensure that persons injured by discriminatory practices, including organizations that have diverted resources to address discrimination and whose mission has been frustrated by illegal acts, can seek relief under such Act and to provide for criminal penalties for violating such Act, and for other purposes. 2025-02-04T05:33:15Z Introduced in House IH Introduced in House 2025-01-03T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-119hr166ih/xml/BILLS-119hr166ih.xml 2025-01-03 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.