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    <number>10325</number>
    <updateDate>2026-09-29T15:55:02Z</updateDate>
    <updateDateIncludingText>2026-09-29T15:55:02Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2026-09-08</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/10325</legislationUrl>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 172, Number 142 (Tuesday, September 8, 2026)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Ms. WATERS:H.R. 10325.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 and Clause 18 (relating tothe power to make all laws necessary and proper for carryingout the powers vested in Congress)[Page H5520]</pre>]]></constitutionalAuthorityStatementText>
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        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Markup By</name>
            <date>2026-09-16T15:16:00Z</date>
          </item>
          <item>
            <name>Referred To</name>
            <date>2026-09-08T18:02:25Z</date>
          </item>
        </activities>
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    <actions>
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        <actionDate>2026-09-16</actionDate>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
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          <code>1</code>
          <name>House committee actions</name>
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        <text>Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2026-09-16</actionDate>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        <text>Committee Consideration and Mark-up Session Held</text>
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        <actionDate>2026-09-08</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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        </committees>
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        <actionDate>2026-09-08</actionDate>
        <text>Introduced in House</text>
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    <sponsors>
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        <bioguideId>W000187</bioguideId>
        <fullName>Rep. Waters, Maxine [D-CA-43]</fullName>
        <firstName>Maxine</firstName>
        <lastName>Waters</lastName>
        <party>D</party>
        <state>CA</state>
        <district>43</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Government lending and loan guarantees</name>
          <updateDate>2026-09-18T18:00:37Z</updateDate>
        </item>
        <item>
          <name>Housing and community development funding</name>
          <updateDate>2026-09-18T17:59:56Z</updateDate>
        </item>
        <item>
          <name>Housing supply and affordability</name>
          <updateDate>2026-09-18T18:00:04Z</updateDate>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2026-09-10T14:08:10Z</updateDate>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2026-09-08</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2026-09-29T15:53:54Z</updateDate>
        <text><![CDATA[<p>This bill increases the required contributions of Federal Home Loan Banks to the Affordable Housing Program established by each bank. These programs subsidize interest rates for member banks to finance (1) mortgages for low- and moderate-income individuals; and (2) the purchase, construction, or rehabilitation of affordable rental housing.</p><p>Specifically, the bill increases the percentage of yearly net income that each Federal Home Loan Bank must contribute to these programs from 10% to 15%.&nbsp;</p>]]></text>
      </summary>
    </summaries>
    <title>To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.</title>
    <titles>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.</title>
        <updateDate>2026-09-10T03:03:25Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.</title>
        <updateDate>2026-09-09T14:52:32Z</updateDate>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2026-09-08T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-119hr10325ih/xml/BILLS-119hr10325ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2026-09-16</actionDate>
      <text>Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.</text>
    </latestAction>
  </bill>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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