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    <number>10242</number>
    <updateDate>2026-09-08T12:48:26Z</updateDate>
    <updateDateIncludingText>2026-09-08T12:48:26Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2026-09-03</introducedDate>
    <congress>119</congress>
    <legislationUrl>https://www.congress.gov/bill/119th-congress/house-bill/10242</legislationUrl>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 172, Number 140 (Thursday, September 3, 2026)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. HIGGINS of Louisiana:H.R. 10242.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 18: To make all Laws whichshall be necessary and proper for carrying into Execution theforegoing Powers, and all other Powers vested by thisConstitution in the Government of the United States, or inany Department or Officer thereof.[Page H5509]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Referred To</name>
            <date>2026-09-03T13:01:00Z</date>
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        <actionDate>2026-09-03</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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    <sponsors>
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        <bioguideId>H001077</bioguideId>
        <fullName>Rep. Higgins, Clay [R-LA-3]</fullName>
        <firstName>Clay</firstName>
        <lastName>Higgins</lastName>
        <party>R</party>
        <state>LA</state>
        <district>3</district>
        <isByRequest>N</isByRequest>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2026-09-08T12:48:25Z</updateDate>
      </policyArea>
    </subjects>
    <title>Janie Wynn Protecting Elders from Financial Exploitation Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Janie Wynn Protecting Elders from Financial Exploitation Act</title>
        <updateDate>2026-09-04T08:23:22Z</updateDate>
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        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Janie Wynn Protecting Elders from Financial Exploitation Act</title>
        <updateDate>2026-09-04T08:23:21Z</updateDate>
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      <item>
        <titleType>Official Title as Introduced</titleType>
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        <title>To require the Director of the Bureau of Consumer Financial Protection to issue a final rule requiring any card issuer that issues a pre-approved credit card to a senior citizen to provide fraud alerts to certain individuals, and for other purposes.</title>
        <updateDate>2026-09-04T08:19:52Z</updateDate>
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        <date>2026-09-03T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-119hr10242ih/xml/BILLS-119hr10242ih.xml</url>
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    <latestAction>
      <actionDate>2026-09-03</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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