3.0.0
59
2025-11-30T06:39:35Z
2025-11-30T06:39:35Z
House
H
HJRES
2025-02-13
119
https://www.congress.gov/bill/119th-congress/house-joint-resolution/59
[Congressional Record Volume 171, Number 30 (Thursday, February 13, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. HILL of Arkansas:H.J. Res. 59.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the United States Constitution[Page H712]
- hsba00
Financial Services Committee
House
Standing
  - Reported By
2025-03-21T20:43:45Z
  - Markup By
2025-03-05T15:55:00Z
  - Referred To
2025-02-13T14:05:35Z
H. Rept. 119-26

- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
119
18
SJRES
2025-05-09
Became Public Law No: 119-10.
  - Identical bill
CRS
- 2025-03-21
Placed on the Union Calendar, Calendar No. 16.
Calendars
H12410
2
House floor actions
- 2025-03-21
Reported by the Committee on Financial Services. H. Rept. 119-26.
Committee
H12200
2
House floor actions
  - hsba00
Financial Services Committee
- 2025-03-21
Reported by the Committee on Financial Services. H. Rept. 119-26.
Committee
5000
9
Library of Congress
  - hsba00
Financial Services Committee
- 2025-03-05
  - hsba00
Financial Services Committee
1
House committee actions
Ordered to be Reported by the Yeas and Nays: 30 - 19.
Committee
- 2025-03-05
  - hsba00
Financial Services Committee
1
House committee actions
Committee Consideration and Mark-up Session Held
Committee
- 2025-02-13
Referred to the House Committee on Financial Services.
IntroReferral
H11100
2
House floor actions
  - hsba00
Financial Services Committee
- 2025-02-13
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2025-02-13
Introduced in House
IntroReferral
1000
9
Library of Congress
- H001072
Rep. Hill, J. French [R-AR-2]
J.
Hill
R
AR
French
2
N
- M001204
Rep. Meuser, Daniel [R-PA-9]
Daniel
Meuser
R
PA
9
2025-02-13
True
- O000175
Rep. Ogles, Andrew [R-TN-5]
Andrew
Ogles
R
TN
5
2025-02-13
True
- W000812
Rep. Wagner, Ann [R-MO-2]
Ann
Wagner
R
MO
2
2025-02-13
True
- H001058
Rep. Huizenga, Bill [R-MI-4]
Bill
Huizenga
R
MI
4
2025-02-13
True
- T000480
Rep. Timmons, William R. [R-SC-4]
William
Timmons
R
SC
R.
4
2025-02-13
True
- M001236
Rep. Moore, Tim [R-NC-14]
Tim
Moore
R
NC
14
2025-02-13
True
- H001099
Rep. Haridopolos, Mike [R-FL-8]
Mike
Haridopolos
R
FL
8
2025-02-13
True
- B001282
Rep. Barr, Andy [R-KY-6]
Andy
Barr
R
KY
6
2025-02-13
True
- W000816
Rep. Williams, Roger [R-TX-25]
Roger
Williams
R
TX
25
2025-02-13
True
- D000032
Rep. Donalds, Byron [R-FL-19]
Byron
Donalds
R
FL
19
2025-02-13
True
- S000168
Rep. Salazar, Maria Elvira [R-FL-27]
Maria
Salazar
R
FL
Elvira
27
2025-02-13
True
- D000634
Rep. Downing, Troy [R-MT-2]
Troy
Downing
R
MT
2
2025-02-13
True
- N000190
Rep. Norman, Ralph [R-SC-5]
Ralph
Norman
R
SC
5
2025-02-13
True
- G000576
Rep. Grothman, Glenn [R-WI-6]
Glenn
Grothman
R
WI
6
2025-02-13
True
- E000235
Rep. Ezell, Mike [R-MS-4]
Mike
Ezell
R
MS
4
2025-02-21
False
- L000583
Rep. Loudermilk, Barry [R-GA-11]
Barry
Loudermilk
R
GA
11
2025-02-21
False
- J000301
Rep. Johnson, Dusty [R-SD-At Large]
Dusty
Johnson
R
SD
0
2025-03-14
False
- 2025-09-24T17:24:00Z

H.J. Res. 59, a joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to “Overdraft Lending: Very Large Financial Institutions”
https://www.cbo.gov/publication/61767
As reported by the House Committee on Financial Services on March 21, 2025
Finance and Financial Sector
- Administrative law and regulatory procedures
2025-03-26T15:27:13Z
- Bank accounts, deposits, capital
2025-03-26T15:27:58Z
- Banking and financial institutions regulation
2025-03-26T15:28:52Z
- Congressional oversight
2025-03-26T15:27:21Z
- Consumer Financial Protection Bureau
2025-03-26T15:27:37Z
- User charges and fees
2025-03-26T15:28:32Z
Finance and Financial Sector
2025-02-18T15:53:44Z
00
2025-02-13
Introduced in House
2025-06-09T18:29:54Z
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Overdraft Lending: Very Large Financial Institutions and published on December 30, 2024. The rule revises provisions regarding charges for insufficient funds in a customer’s bank account (i.e., overdrafts) at very large financial institutions. Under the rule, these institutions must (1) cap overdraft charges at $5; (2) with justification, cap charges at a higher amount; or (3) handle overdrafts as credit and comply with applicable Truth in Lending Act disclosure requirements.

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
- Official Title as Introduced
6

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
2025-02-14T09:18:23Z
Introduced in House
IH
- Display Title
45

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
2025-02-14T09:06:30Z
- Reported in House
2025-03-21T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119hjres59rh/xml/BILLS-119hjres59rh.xml
- Introduced in House
2025-02-13T05:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-119hjres59ih/xml/BILLS-119hjres59ih.xml
2025-03-21
Placed on the Union Calendar, Calendar No. 16.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.