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    <updateDate>2025-12-05T09:23:15Z</updateDate>
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    <originChamber>Senate</originChamber>
    <originChamberCode>S</originChamberCode>
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    <introducedDate>2023-10-26</introducedDate>
    <congress>118</congress>
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        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
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            <name>Referred To</name>
            <date>2023-10-26T18:05:11Z</date>
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    <relatedBills>
      <item>
        <title>Emergency Advance Payments Modernization Act</title>
        <congress>118</congress>
        <number>6082</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2023-10-26</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
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        <actionDate>2023-10-26</actionDate>
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            <name>Banking, Housing, and Urban Affairs Committee</name>
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          <name>Senate</name>
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        <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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        <actionDate>2023-10-26</actionDate>
        <text>Introduced in Senate</text>
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          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>K000393</bioguideId>
        <fullName>Sen. Kennedy, John [R-LA]</fullName>
        <firstName>John</firstName>
        <lastName>Kennedy</lastName>
        <party>R</party>
        <state>LA</state>
        <isByRequest>N</isByRequest>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
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      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2023-11-07T19:15:37Z</updateDate>
      </policyArea>
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    <summaries>
      <summary>
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        <actionDate>2023-10-26</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2024-07-09T20:29:57Z</updateDate>
        <cdata>
          <text>&lt;p&gt;&lt;strong&gt;Emergency Advance Payments Modernization Act&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;This bill requires the Federal Emergency Management Agency (FEMA) to establish a pilot program to enhance the delivery of advance payments made through the National Flood Insurance Program (NFIP). FEMA provides advance payment of NFIP insurance claims to certain policyholders who provide documentation before an adjustor inspection. Under the bill, FEMA must use real-time, rapid-monitoring data, including remote sensing data, to increase the speed and amount of such payments. The bill also allows FEMA to use amounts in the National Flood Insurance Fund to forgive any amounts overpaid to a policyholder under the pilot program.&lt;/p&gt;</text>
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    </summaries>
    <title>Emergency Advance Payments Modernization Act</title>
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        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Emergency Advance Payments Modernization Act</title>
        <updateDate>2024-07-24T15:20:03Z</updateDate>
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        <titleType>Short Title(s) as Introduced</titleType>
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        <title>Emergency Advance Payments Modernization Act</title>
        <updateDate>2024-05-24T13:35:47Z</updateDate>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
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        <titleTypeCode>6</titleTypeCode>
        <title>A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes.</title>
        <updateDate>2023-11-01T02:29:11Z</updateDate>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
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        <type>Introduced in Senate</type>
        <date>2023-10-26T04:00:00Z</date>
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    <latestAction>
      <actionDate>2023-10-26</actionDate>
      <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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