3.0.0 293 2025-12-06T00:38:01Z 2025-12-06T00:38:01Z Senate S S 2023-02-07 118 https://www.congress.gov/bill/118th-congress/senate-bill/293 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred To 2023-02-07T21:59:08Z 118 2743 HR 2023-04-20 Referred to the House Committee on Financial Services. Related bill CRS 2023-02-07 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2023-02-07 Introduced in Senate IntroReferral 10000 9 Library of Congress C001096 Sen. Cramer, Kevin [R-ND] Kevin Cramer R ND N B001319 Sen. Britt, Katie Boyd [R-AL] Katie Britt R AL 2023-02-07 True T000278 Sen. Tuberville, Tommy [R-AL] Tommy Tuberville R AL 2023-02-07 True S001198 Sen. Sullivan, Dan [R-AK] Dan Sullivan R AK 2023-02-07 True B001236 Sen. Boozman, John [R-AR] John Boozman R AR 2023-02-07 True C001095 Sen. Cotton, Tom [R-AR] Tom Cotton R AR 2023-02-07 True R000595 Sen. Rubio, Marco [R-FL] Marco Rubio R FL 2023-02-07 True S001217 Sen. Scott, Rick [R-FL] Rick Scott R FL 2023-02-07 True C000880 Sen. Crapo, Mike [R-ID] Mike Crapo R ID 2023-02-07 True R000584 Sen. Risch, James E. [R-ID] James Risch R ID E. 2023-02-07 True B001310 Sen. Braun, Mike [R-IN] Mike Braun R IN 2023-02-07 True E000295 Sen. Ernst, Joni [R-IA] Joni Ernst R IA 2023-02-07 True M001198 Sen. Marshall, Roger [R-KS] Roger Marshall R KS 2023-02-07 True M000934 Sen. Moran, Jerry [R-KS] Jerry Moran R KS 2023-02-07 True C001075 Sen. Cassidy, Bill [R-LA] Bill Cassidy R LA 2023-02-07 True K000393 Sen. Kennedy, John [R-LA] John Kennedy R LA 2023-02-07 True H001079 Sen. Hyde-Smith, Cindy [R-MS] Cindy Hyde-Smith R MS 2023-02-07 True W000437 Sen. Wicker, Roger F. [R-MS] Roger Wicker R MS F. 2023-02-07 True S001227 Sen. Schmitt, Eric [R-MO] Eric Schmitt R MO S. 2023-02-07 True D000618 Sen. Daines, Steve [R-MT] Steve Daines R MT 2023-02-07 True F000463 Sen. Fischer, Deb [R-NE] Deb Fischer R NE 2023-02-07 True R000618 Sen. Ricketts, Pete [R-NE] Pete Ricketts R NE 2023-02-07 True T000476 Sen. Tillis, Thomas [R-NC] Thomas Tillis R NC Roland 2023-02-07 True H001061 Sen. Hoeven, John [R-ND] John Hoeven R ND 2023-02-07 True V000137 Sen. Vance, J. D. [R-OH] J. Vance R OH D. 2023-02-07 True L000575 Sen. Lankford, James [R-OK] James Lankford R OK 2023-02-07 True M001190 Sen. Mullin, Markwayne [R-OK] Markwayne Mullin R OK 2023-02-07 True G000359 Sen. Graham, Lindsey [R-SC] Lindsey Graham R SC 2023-02-07 True S001184 Sen. Scott, Tim [R-SC] Tim Scott R SC 2023-02-07 True B001243 Sen. Blackburn, Marsha [R-TN] Marsha Blackburn R TN 2023-02-07 True H000601 Sen. Hagerty, Bill [R-TN] Bill Hagerty R TN 2023-02-07 True C001056 Sen. Cornyn, John [R-TX] John Cornyn R TX 2023-02-07 True C001098 Sen. Cruz, Ted [R-TX] Ted Cruz R TX 2023-02-07 True C001047 Sen. Capito, Shelley Moore [R-WV] Shelley Capito R WV Moore 2023-02-07 True J000293 Sen. Johnson, Ron [R-WI] Ron Johnson R WI 2023-02-07 True B001261 Sen. Barrasso, John [R-WY] John Barrasso R WY 2023-02-07 True L000571 Sen. Lummis, Cynthia M. [R-WY] Cynthia Lummis R WY M. 2023-02-07 True Finance and Financial Sector Finance and Financial Sector 2023-02-23T15:00:24Z

00 2023-02-07 Introduced in Senate 2023-05-22T18:29:51Z <p><strong>Fair Access to Banking Act </strong></p> <p>This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties.</p> <p>Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. </p> <p>The bill establishes the right for a person to bring a civil action for a violation of this bill.</p>

Display Title 45 2024-07-24T15:23:53Z Short Title(s) as Introduced 101 2024-05-24T13:42:39Z Introduced in Senate IS Official Title as Introduced 6 2023-02-22T08:28:48Z Introduced in Senate IS Introduced in Senate 2023-02-07T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-118s293is/xml/BILLS-118s293is.xml 2023-02-07 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.