3.0.0 2295 2025-12-05T09:00:54Z 2025-12-05T09:00:54Z Senate S S 2023-07-13 118 https://www.congress.gov/bill/118th-congress/senate-bill/2295 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred To 2023-07-13T15:59:51Z 118 4573 HR 2023-07-12 Referred to the House Committee on Financial Services. Identical bill CRS 2023-07-13 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2023-07-13 Introduced in Senate IntroReferral 10000 9 Library of Congress W000805 Sen. Warner, Mark R. [D-VA] Mark Warner D VA R. N K000384 Sen. Kaine, Tim [D-VA] Timothy Kaine D VA M. 2023-07-13 True W000790 Sen. Warnock, Raphael G. [D-GA] Raphael Warnock D GA 2023-07-13 True O000174 Sen. Ossoff, Jon [D-GA] Jon Ossoff D GA 2023-07-13 True V000128 Sen. Van Hollen, Chris [D-MD] Chris Van Hollen D MD 2023-07-13 True Finance and Financial Sector Finance and Financial Sector 2023-08-25T16:15:20Z

00 2023-07-13 Introduced in Senate 2024-04-18T12:45:55Z <p><strong>Low-Income First-Time Homebuyers Act of 2023 or the LIFT Homebuyers Act of 2023 </strong></p> <p>This bill establishes a program to provide fixed-rate 20-year mortgages for first-time, first-generation homebuyers whose incomes do not exceed a certain amount. These mortgages must be offered by the Federal Housing Administration (FHA) or the Rural Housing Service (RHS). </p> <p>Pricing terms must be established (1) such that monthly mortgage payments under this program are similar to a 30-year FHA- or RHS-backed mortgage, or (2) as are determined to be necessary to develop liquidity for securities backed by covered mortgage loans and expand program participation by eligible homebuyers. </p> <p>Additionally, program funds must be transferred to the Department of the Treasury for the purchase of securities backed by such mortgages. </p>

Display Title 45 2024-07-24T15:21:06Z Short Title(s) as Introduced 101 2024-05-24T13:37:52Z Introduced in Senate IS Short Title(s) as Introduced 101 2024-05-24T13:37:52Z Introduced in Senate IS Official Title as Introduced 6 2024-04-19T06:11:40Z Introduced in Senate IS Introduced in Senate 2023-07-13T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-118s2295is/xml/BILLS-118s2295is.xml 2023-07-13 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.