<?xml version="1.0" encoding="utf-8" standalone="no"?>
<billStatus>
  <version>3.0.0</version>
  <bill>
    <number>185</number>
    <updateDate>2025-05-27T14:16:21Z</updateDate>
    <updateDateIncludingText>2025-05-27T14:16:21Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <originChamberCode>S</originChamberCode>
    <type>S</type>
    <introducedDate>2023-01-31</introducedDate>
    <congress>118</congress>
    <committees>
      <item>
        <systemCode>ssbk00</systemCode>
        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Hearings By (full committee)</name>
            <date>2023-11-02T14:00:00Z</date>
          </item>
        </activities>
      </item>
      <item>
        <systemCode>ssva00</systemCode>
        <name>Veterans' Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Markup By</name>
            <date>2023-02-16T16:30:02Z</date>
          </item>
          <item>
            <name>Referred To</name>
            <date>2023-01-31T20:35:35Z</date>
          </item>
        </activities>
      </item>
    </committees>
    <relatedBills>
      <item>
        <title>Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act</title>
        <congress>118</congress>
        <number>8371</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2024-11-19</actionDate>
          <text>Received in the Senate.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
    </relatedBills>
    <actions>
      <item>
        <actionDate>2023-11-02</actionDate>
        <committees>
          <item>
            <systemCode>ssbk00</systemCode>
            <name>Banking, Housing, and Urban Affairs Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <name>Senate</name>
        </sourceSystem>
        <text>Committee on Banking, Housing, and Urban Affairs. Hearings held.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2023-02-16</actionDate>
        <committees>
          <item>
            <systemCode>ssva00</systemCode>
            <name>Veterans' Affairs Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <name>Senate</name>
        </sourceSystem>
        <text>Committee on Veterans' Affairs. Ordered to be reported without amendment favorably.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2023-01-31</actionDate>
        <committees>
          <item>
            <systemCode>ssva00</systemCode>
            <name>Veterans' Affairs Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <name>Senate</name>
        </sourceSystem>
        <text>Read twice and referred to the Committee on Veterans' Affairs.</text>
        <type>IntroReferral</type>
      </item>
      <item>
        <actionDate>2023-01-31</actionDate>
        <text>Introduced in Senate</text>
        <type>IntroReferral</type>
        <actionCode>10000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>R000605</bioguideId>
        <fullName>Sen. Rounds, Mike [R-SD]</fullName>
        <firstName>Mike</firstName>
        <lastName>Rounds</lastName>
        <party>R</party>
        <state>SD</state>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>T000464</bioguideId>
        <fullName>Sen. Tester, Jon [D-MT]</fullName>
        <firstName>Jon</firstName>
        <lastName>Tester</lastName>
        <party>D</party>
        <state>MT</state>
        <sponsorshipDate>2023-01-31</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000377</bioguideId>
        <fullName>Sen. Kelly, Mark [D-AZ]</fullName>
        <firstName>Mark</firstName>
        <lastName>Kelly</lastName>
        <party>D</party>
        <state>AZ</state>
        <sponsorshipDate>2023-04-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000383</bioguideId>
        <fullName>Sen. King, Angus S., Jr. [I-ME]</fullName>
        <firstName>Angus</firstName>
        <lastName>King</lastName>
        <party>I</party>
        <state>ME</state>
        <middleName>S.</middleName>
        <sponsorshipDate>2023-05-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001198</bioguideId>
        <fullName>Sen. Sullivan, Dan [R-AK]</fullName>
        <firstName>Dan</firstName>
        <lastName>Sullivan</lastName>
        <party>R</party>
        <state>AK</state>
        <sponsorshipDate>2023-06-20</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000595</bioguideId>
        <fullName>Sen. Peters, Gary C. [D-MI]</fullName>
        <firstName>Gary</firstName>
        <lastName>Peters</lastName>
        <party>D</party>
        <state>MI</state>
        <sponsorshipDate>2023-07-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <cboCostEstimates>
      <item>
        <pubDate>2023-03-06T20:57:00Z</pubDate>
        <title>S. 185, Native American Direct Loan Improvement Act of 2023</title>
        <url>https://www.cbo.gov/publication/58958</url>
        <description>As ordered reported by the Senate Committee on Veterans’ Affairs on February 16, 2023</description>
      </item>
    </cboCostEstimates>
    <policyArea>
      <name>Native Americans</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Building construction</name>
          <updateDate>2023-02-22T19:15:44Z</updateDate>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
          <updateDate>2023-02-22T19:15:44Z</updateDate>
        </item>
        <item>
          <name>Indian social and development programs</name>
          <updateDate>2023-02-22T19:15:44Z</updateDate>
        </item>
        <item>
          <name>Residential rehabilitation and home repair</name>
          <updateDate>2023-02-22T19:15:44Z</updateDate>
        </item>
        <item>
          <name>Veterans' loans, housing, homeless programs</name>
          <updateDate>2023-02-22T19:15:44Z</updateDate>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Native Americans</name>
        <updateDate>2023-02-16T20:45:37Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2023-01-31</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2023-05-31T16:37:20Z</updateDate>
        <cdata>
          <text>&lt;p&gt;&lt;b&gt;Native American Direct Loan Improvement Act of 2023&lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill revises the Native American Direct Loan (NADL) program, which is administered by the Department of Veterans Affairs (VA). Under the NADL program, the VA makes loans directly to Native American veterans to purchase, construct, improve, or refinance their homes located on federal trust land.&lt;/p&gt; &lt;p&gt;Specifically, the bill expands the NADL program by allowing Native American veterans to refinance other existing mortgage loans on the same property if certain conditions are met. &lt;/p&gt; &lt;p&gt;Additionally, the bill requires the VA to conduct additional program outreach by partnering with local service providers (e.g., tribal organizations and nonprofit organizations) to conduct outreach, homebuyer education, housing counseling, and post-purchase education.&lt;/p&gt; &lt;p&gt;The bill directs the VA to assign a sufficient number of personnel to carry out the NADL program, including construction and valuation specialists to assist with issues unique to new construction and renovations on trust land.&lt;/p&gt; &lt;p&gt;The bill also authorizes the VA to make a loan with a 1% interest rate to a Native community development financial institution to allow the institution to relend loan amounts to qualified Native American veterans residing on federal trust land.&lt;/p&gt;</text>
        </cdata>
      </summary>
    </summaries>
    <title>Native American Direct Loan Improvement Act of 2023</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Native American Direct Loan Improvement Act of 2023</title>
        <updateDate>2024-07-24T15:23:58Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Native American Direct Loan Improvement Act of 2023</title>
        <updateDate>2024-05-24T13:42:47Z</updateDate>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>A bill to amend title 38, United States Code, to improve the program for direct housing loans made to Native American veterans, and for other purposes.</title>
        <updateDate>2023-02-14T03:28:53Z</updateDate>
        <billTextVersionName>Introduced in Senate</billTextVersionName>
        <billTextVersionCode>IS</billTextVersionCode>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in Senate</type>
        <date>2023-01-31T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-118s185is/xml/BILLS-118s185is.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2023-11-02</actionDate>
      <text>Committee on Banking, Housing, and Urban Affairs. Hearings held.</text>
    </latestAction>
  </bill>
  <dublinCore xmlns:dc="http://purl.org/dc/elements/1.1/">
    <dc:format>text/xml</dc:format>
    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
  </dublinCore>
</billStatus>
