3.0.0 1327 2025-05-27T14:16:21Z 2025-05-27T14:16:21Z Senate S S 2023-04-26 118 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred To 2023-04-26T23:17:09Z 2023-04-26 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S1390) IntroReferral 2023-04-26 Introduced in Senate IntroReferral 10000 9 Library of Congress R000122 Sen. Reed, Jack [D-RI] John Reed D RI F. N V000128 Sen. Van Hollen, Chris [D-MD] Chris Van Hollen D MD 2023-04-26 True Finance and Financial Sector Finance and Financial Sector 2023-05-08T14:30:26Z

00 2023-04-26 Introduced in Senate 2023-10-05T20:20:25Z <p><b>Consumer Credit Control Act of 2023</b></p> <p>This bill requires a consumer's affirmative informed consent before a consumer reporting agency may share that consumer's report with third parties for specified purposes. A consumer reporting agency must verify a consumer's identity when obtaining this consent. (Currently, this sharing is generally allowed unless a consumer opts out.) </p> <p>If the consumer provides consent, a consumer reporting agency may share information with a third party for an extension of credit or the underwriting of insurance. </p> <p>Additionally, in connection with transactions not initiated by the consumer, a consumer reporting agency may provide a consumer report with the consumer's consent only if the transaction consists of a firm offer of credit or insurance. </p> <p>Furthermore, consumer reporting agencies may not charge consumers fees in connection with furnishing consumer reports. </p> <p>The bill also requires consumer reporting agencies to use reasonable efforts to prevent data breaches of consumer reports. </p> <p>The Government Accountability Office must report on how best to protect information collected in consumer files. </p>

Display Title 45 2024-07-24T15:22:30Z Short Title(s) as Introduced 101 2024-05-24T13:40:33Z Introduced in Senate IS Official Title as Introduced 6 2023-05-06T03:13:59Z Introduced in Senate IS Introduced in Senate 2023-04-26T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-118s1327is/xml/BILLS-118s1327is.xml 2023-04-26 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S1390) text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.