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  <bill>
    <number>6933</number>
    <updateDate>2024-08-20T16:56:58Z</updateDate>
    <updateDateIncludingText>2024-08-20T16:56:58Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2024-01-10</introducedDate>
    <congress>118</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 170, Number 5 (Wednesday, January 10, 2024)][House]From the Congressional Record Online through the Government Publishing Office [<a href="https://www.gpo.gov">www.gpo.gov</a>]By Mr. FITZGERALD:H.R. 6933.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 18:To make all Laws which shall be necessary and proper forcarrying into Execution the foregoing Powers and vested bythis Constitution in the Government of the United States, orin any Department of Officer thereof.The single subject of this legislation is:To authorize the National Credit Union Administration Boardto increase the federal credit union loan maturity cap from15 to 20 years and allow loan maturities for 1-4 unitprincipal and non-principal residences to be extended to 30years.[Page H52]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
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            <name>Referred to</name>
            <date>2024-01-10T15:00:20Z</date>
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        <actionDate>2024-01-11</actionDate>
        <text>Sponsor introductory remarks on measure. (CR H67-68)</text>
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        <text>Referred to the House Committee on Financial Services.</text>
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        <actionDate>2024-01-10</actionDate>
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    <sponsors>
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        <bioguideId>F000471</bioguideId>
        <fullName>Rep. Fitzgerald, Scott [R-WI-5]</fullName>
        <firstName>Scott</firstName>
        <lastName>Fitzgerald</lastName>
        <party>R</party>
        <state>WI</state>
        <district>5</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>V000130</bioguideId>
        <fullName>Rep. Vargas, Juan [D-CA-52]</fullName>
        <firstName>Juan</firstName>
        <lastName>Vargas</lastName>
        <party>D</party>
        <state>CA</state>
        <district>52</district>
        <sponsorshipDate>2024-01-10</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000397</bioguideId>
        <fullName>Rep. Kim, Young [R-CA-40]</fullName>
        <firstName>Young</firstName>
        <lastName>Kim</lastName>
        <party>R</party>
        <state>CA</state>
        <district>40</district>
        <sponsorshipDate>2024-01-10</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S000344</bioguideId>
        <fullName>Rep. Sherman, Brad [D-CA-32]</fullName>
        <firstName>BRAD</firstName>
        <lastName>SHERMAN</lastName>
        <party>D</party>
        <state>CA</state>
        <district>32</district>
        <sponsorshipDate>2024-01-10</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000480</bioguideId>
        <fullName>Rep. Timmons, William R. IV [R-SC-4]</fullName>
        <firstName>William</firstName>
        <lastName>Timmons</lastName>
        <party>R</party>
        <state>SC</state>
        <middleName>R.</middleName>
        <district>4</district>
        <sponsorshipDate>2024-01-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001204</bioguideId>
        <fullName>Rep. Meuser, Daniel [R-PA-9]</fullName>
        <firstName>Daniel</firstName>
        <lastName>Meuser</lastName>
        <party>R</party>
        <state>PA</state>
        <district>9</district>
        <sponsorshipDate>2024-01-17</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001112</bioguideId>
        <fullName>Rep. Carbajal, Salud O. [D-CA-24]</fullName>
        <firstName>Salud</firstName>
        <lastName>Carbajal</lastName>
        <party>D</party>
        <state>CA</state>
        <middleName>O.</middleName>
        <district>24</district>
        <sponsorshipDate>2024-03-05</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>E000246</bioguideId>
        <fullName>Rep. Edwards, Chuck [R-NC-11]</fullName>
        <firstName>Chuck</firstName>
        <lastName>Edwards</lastName>
        <party>R</party>
        <state>NC</state>
        <district>11</district>
        <sponsorshipDate>2024-03-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000613</bioguideId>
        <fullName>Rep. Panetta, Jimmy [D-CA-19]</fullName>
        <firstName>Jimmy</firstName>
        <lastName>Panetta</lastName>
        <party>D</party>
        <state>CA</state>
        <district>19</district>
        <sponsorshipDate>2024-04-09</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000194</bioguideId>
        <fullName>Rep. Nickel, Wiley [D-NC-13]</fullName>
        <firstName>Wiley</firstName>
        <lastName>Nickel</lastName>
        <party>D</party>
        <state>NC</state>
        <district>13</district>
        <sponsorshipDate>2024-06-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M000317</bioguideId>
        <fullName>Rep. Malliotakis, Nicole [R-NY-11]</fullName>
        <firstName>Nicole</firstName>
        <lastName>Malliotakis</lastName>
        <party>R</party>
        <state>NY</state>
        <district>11</district>
        <sponsorshipDate>2024-07-10</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects/>
      <policyArea>
        <name>Finance and Financial Sector</name>
        <updateDate>2024-02-01T21:00:24Z</updateDate>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2024-01-10</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2024-08-20T15:29:54Z</updateDate>
        <text><![CDATA[<p><b>Expanding Access to Lending Options Act </b></p> <p>This bill allows the National Credit Union Administration Board to increase the federal credit union loan maturity cap from 15 to 20 years. It also removes as a requirement for a mortgage from a credit union that a property must be a credit union member's principal residence.</p>]]></text>
      </summary>
    </summaries>
    <title>Expanding Access to Lending Options Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <titleTypeCode>45</titleTypeCode>
        <title>Expanding Access to Lending Options Act</title>
        <updateDate>2024-06-11T15:44:27Z</updateDate>
      </item>
      <item>
        <titleType>Short Title(s) as Introduced</titleType>
        <titleTypeCode>101</titleTypeCode>
        <title>Expanding Access to Lending Options Act</title>
        <updateDate>2024-05-24T13:34:38Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <titleTypeCode>6</titleTypeCode>
        <title>To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes.</title>
        <updateDate>2024-03-18T22:05:26Z</updateDate>
        <billTextVersionName>Introduced in House</billTextVersionName>
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    </titles>
    <textVersions>
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        <type>Introduced in House</type>
        <date>2024-01-10T05:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-118hr6933ih/xml/BILLS-118hr6933ih.xml</url>
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    <latestAction>
      <actionDate>2024-01-11</actionDate>
      <text>Sponsor introductory remarks on measure. (CR H67-68)</text>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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