3.0.0
5710
2025-07-21T19:44:15Z
2025-07-21T19:44:15Z
House
H
HR
2023-09-26
118
[Congressional Record Volume 169, Number 156 (Tuesday, September 26, 2023)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GARAMENDI:H.R. 5710.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8The single subject of this legislation is:This bill provides for the refinancing or deferral ofcertain federal student loans.[Page H4500]
- hsed00
Education and Workforce Committee
House
Standing
  - Referred To
2023-09-26T16:03:35Z

- REDI Act
118
1202
HR
2023-02-27
Referred to the House Committee on Education and the Workforce.
  - Related bill
CRS

- Student Loan Tax Elimination Act
118
1842
HR
2023-03-28
Referred to the House Committee on Education and the Workforce.
  - Related bill
CRS

- REDI Act
118
704
S
2023-03-08
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
  - Related bill
CRS

- Student Loan Tax Elimination Act
118
1004
S
2023-03-28
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
  - Related bill
CRS
- 2023-09-26
Referred to the House Committee on Education and the Workforce.
IntroReferral
H11100
2
House floor actions
  - hsed00
Education and Workforce Committee
- 2023-09-26
Introduced in House
IntroReferral
Intro-H
9
Library of Congress
- 2023-09-26
Introduced in House
IntroReferral
1000
9
Library of Congress
- G000559
Rep. Garamendi, John [D-CA-8]
John
Garamendi
D
CA
8
N
- F000466
Rep. Fitzpatrick, Brian K. [R-PA-1]
Brian
Fitzpatrick
R
PA
K.
1
2023-09-26
True
- N000147
Del. Norton, Eleanor Holmes [D-DC-At Large]
ELEANOR
NORTON
D
DC
HOLMES
0
2023-10-06
False
- D000399
Rep. Doggett, Lloyd [D-TX-37]
LLOYD
DOGGETT
D
TX
37
2023-10-06
False
- B001296
Rep. Boyle, Brendan F. [D-PA-2]
Brendan
Boyle
D
PA
F.
2
2023-10-06
False
- K000391
Rep. Krishnamoorthi, Raja [D-IL-8]
Raja
Krishnamoorthi
D
IL
8
2023-10-17
False
- P000597
Rep. Pingree, Chellie [D-ME-1]
Chellie
Pingree
D
ME
1
2023-10-25
False
- H001090
Rep. Harder, Josh [D-CA-9]
Josh
Harder
D
CA
9
2023-11-14
False
- R000305
Rep. Ross, Deborah K. [D-NC-2]
Deborah
Ross
D
NC
K.
2
2023-11-14
False
- S001221
Rep. Scholten, Hillary J. [D-MI-3]
Hillary
Scholten
D
MI
J.
3
2023-12-19
False
- K000382
Rep. Kuster, Ann M. [D-NH-2]
Ann
Kuster
D
NH
M.
2
2024-01-10
False
- G000581
Rep. Gonzalez, Vicente [D-TX-34]
Vicente
Gonzalez
D
TX
34
2024-01-10
False
Education
Education
2023-10-17T21:30:16Z
00
2023-09-26
Introduced in House
2024-08-21T18:34:19Z
Student Loan Refinancing and Recalculation Act
This bill provides for the refinancing or deferral of certain federal student loans.
Specifically, the bill directs the Department of Education to establish a program to refinance the outstanding principal, interest, and late charges on federal student loans in order to give borrowers fixed interest rates equal to the 10-year Treasury note rate plus one percentage point. Further, the bill eliminates origination fees on the loans.
In addition, the bill allows borrowers in medical, veterinary, or dental internship or residency programs to defer student loan payments until the completion of their programs.
The bill also terminates interest capitalization for federal student loans.

Student Loan Refinancing and Recalculation Act
- Display Title
45

Student Loan Refinancing and Recalculation Act
2024-07-24T15:20:16Z
- Short Title(s) as Introduced
101

Student Loan Refinancing and Recalculation Act
2024-05-24T13:36:07Z
Introduced in House
IH
- Official Title as Introduced
6

To provide for the refinancing and recalculation of certain Federal student loans, and for other purposes.
2024-03-18T21:27:49Z
Introduced in House
IH
- Introduced in House
2023-09-26T04:00:00Z
  - https://www.govinfo.gov/content/pkg/BILLS-118hr5710ih/xml/BILLS-118hr5710ih.xml
2023-09-26
Referred to the House Committee on Education and the Workforce.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.